128 Ginger Dr, Pottsboro, TX 75076 Property Records

Grayson County property record for 128 Ginger Dr, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	2,606 sqft · built 1998
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$386,120 (May 2026)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049A6830007`

Property Details

APN / Parcel Number

Primary APN	`049A6830007`
Alternative APN	`110378`

Interior

Stories	1 Story
Building Area	2,606 sqft Living Area
Gross Area	3,043 sqft
1st Floor Area	2,606 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	144 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	571 sqft
Utility Building	80 sqft

Location & Zoning

Street Address	128 GINGER DR
City	POTTSBORO
State	TX
Zip	75076-7048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SLOPE ADDN PHASE FOUR, BLOCK 1, LOT 7, ACRES .44
Legal Subdivision	NORTH SLOPE ADDN PHASE FOUR
Legal Block	1
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1070
Census Tract	302

Owner

Source: Grayson County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 GINGER DR, POTTSBORO, TX 75076-7048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer · VA Mortgage GUILD MORTGAGE COMPANY
May 20, 2019	Vendor's Lien, Transfer · Conventional Mortgage FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	202612581
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0000011687
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GRAYSON TX
Recording Date	May 19, 2026
Property Address	128 GINGER DR, POTTSBORO, TX 75076-7048
Document Number	0000012581
Instrument Date	May 18, 2026
Instrument	202612581
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	GRANT COUNTY TITLE, GRAYSON COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 GINGER DR, POTTSBORO, TX 75076-7048

Mortgage

Document Number	0000012582,
Date	May 19, 2026
Instrument	202612582

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	May 20, 2019
Property Address	128 GINGER DR, POTTSBORO, TX 75076-7048
Document Number	0000011687
Map Reference	VOL 11 PG 33&34
Instrument Date	May 16, 2019
Instrument	2019-00011687
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 GINGER, FRISCO, TX 75034

Mortgage

Document Number	0000011688
Date	May 20, 2019
Instrument	2019-00011688

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,242.00 (-20.6%) Homeowner's exemption Senior Citizen's exemption	$426,679 (-4.26%)	$460,842 (+3.4%) Land $100,432 Building $360,410
2024	$4,083.00 (-23.5%)
2023		$445,675 Land $75,504 Building $370,171	$445,675 Land $75,504 Building $370,171
2022	$5,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

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