Brevard County property record for 123 Bluff Ter, Melbourne, FL 32901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 850 sqft · built 1953 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Sep 2021) |
| Tax Bill | $2,288 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-27-51-*-175 |
| Primary APN | 27-37-27-51-*-175 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 850 sqft Living Area |
| Gross Area | 1,153 sqft |
| 1st Floor Area | 850 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 135 ft deep x 58.8 ft wide |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 100 sqft |
| Utility Building | 77 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 2728322 |
|---|---|
| Street Address | 123 BLUFF TER |
| City | MELBOURNE |
| State | FL |
| Zip | 32901-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | INDIAN RIVER BLUFF AMENDED PLAT NO 2 LOT 175 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 27 |
| Legal Subdivision | INDIAN RIVER BLUFF AMENDED PLAT NO 2 |
| Legal Lot Number | 175 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 64800 |
Source: Brevard County records · APN 27-37-27-51-*-175
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage JORDANA R N GOUVEIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Oct 30, 2019 · Amount on Record |
| Deed Document Number | 2021251733 |
| Deed Book / Page | 9271 / 225 |
| Prior Transfer Date | Jan 14, 2004 |
| Prior Transfer Doc | 0000014715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 27, 2021 |
| Property Address | 123 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 0092710225 |
| Book / Page | 9271 / 225 |
| Map Reference | MB 5 PG 19 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021251733 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | ALL COUNTRY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,309.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 N FERNWOOD DR, 28, ROCKLEDGE, FL 32955-2910 |
| Name | Verified Name |
|---|---|
| Address | 123 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 9271227 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 9271/227 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 30, 2019 |
| Property Address | 123 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 0085760252 |
| Book / Page | 008576 / 000252 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 237135 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 N FERNWOOD DR ROCKLEDGE FL 329552910, ROCKLEDGE, FL 32955-2910 |
| Document Number | 85760254 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | 008576/000254 |
| Instrument | 237136 |
| Name | JORDANA R N GOUVEIA |
|---|---|
| Address | 953 WINEBERRY LN, LAKE CHARLES, LA 70611-6084 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 18% |
|---|
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,030 (-18.46%) | $134,030 (-18.46%) | |
| 2025 | $2,288.00 (-8.41%) Homeowner's exemption | $164,380 (-7.48%) Land $48,000 Building $116,380 | $164,380 (-7.48%) Land $48,000 Building $116,380 |
| 2023 | $2,498.00 (-13.68%) Homeowner's exemption | $177,670 (+9%) Land $39,900 Building $137,770 | $177,670 (+9%) Land $39,900 Building $137,770 |
| 2022 | $2,894.00 | $163,000 Land $34,200 Building $128,800 | $163,000 Land $34,200 Building $128,800 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1999–2017) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 268 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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