Brevard County property record for 129 Bluff Ter, Melbourne, FL 32901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1961 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Feb 2024) |
| Tax Bill | $2,933 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-27-51-*-172 |
| Primary APN | 27-37-27-51-*-172 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Gross Area | 2,178 sqft |
| 1st Floor Area | 1,792 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 135 ft deep x 79.4 ft wide |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 355 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2728320 |
|---|---|
| Street Address | 129 BLUFF TER |
| City | MELBOURNE |
| State | FL |
| Zip | 32901-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | INDIAN RIVER BLUFF AMENDED PLAT NO 2 E 35 FT OF LOT 173 & LOT 172 EXC E 8.5 FT |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 27 |
| Legal Subdivision | INDIAN RIVER BLUFF AMENDED PLAT NO 2 |
| Legal Lot Number | 172 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 64800 |
Source: Brevard County records · APN 27-37-27-51-*-172
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 129 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2024 | Personal Representative Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Aug 08, 2019 | Deed of Trust, Transfer · Conventional Mortgage MISCELLANEOUS INS CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Prior Sale | Oct 14, 2019 · Amount on Record |
| Deed Document Number | 202432730 |
| Deed Book / Page | 9994 / 937 |
| Prior Transfer Date | Apr 25, 2002 |
| Prior Transfer Doc | 4600002332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 16, 2024 |
| Property Address | 129 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 0099940937 |
| Book / Page | 9994 / 937 |
| Map Reference | MB 5 PG 19 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024032730 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2024 |
| Title Company | ALLIANCE TITLE INSURANCE AGENCY INC, ALLIANCE TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1615 32ND AVE, VERO BEACH, FL 32960-2594 |
| Name | Verified Name |
|---|---|
| Address | 129 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 0009994940 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 9994/940 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 129 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 0085621004 |
| Instrument Date | Aug 08, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 129 BLUFF TER MELBOURNE FL 329011315, MELBOURNE, FL 32901-1315 |
| Document Number | 0085621004 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 008562/001004 |
| Instrument | 223988 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | ORLANDO, FL 32814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,740 (-8.53%) | $183,740 (-8.53%) | |
| 2025 | $2,933.00 (+229.92%) Homeowner's exemption | $200,870 (+134.94%) Land $60,000 Building $140,870 | $200,870 (-7.85%) Land $60,000 Building $140,870 |
| 2023 | $889.00 (+10.02%) Homeowner's exemption | $85,500 (+3%) | $217,990 (+16.55%) Land $53,900 Building $164,090 |
| 2022 | $808.00 Homeowner's exemption | $83,010 | $187,040 Land $46,200 Building $140,840 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1999–2017) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 268 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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