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120 Bluff Ter, Melbourne, FL 32901 Property Records

Brevard County property record for 120 Bluff Ter, Melbourne, FL 32901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,426 sqft · built 1954
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$164,000 (Jun 2018)
Tax Bill$2,198 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-37-27-51-*-192

Property Details

APN / Parcel Number

Primary APN27-37-27-51-*-192
Alternative APNs
  • 27-37-27-51-00000.0-0192.00
  • 2728334

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,426 sqft Living Area
Gross Area1,703 sqft
1st Floor Area1,426 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)
Lot Dimensions190 ft deep x 131 ft wide
Garage TypeCarport
Garage Area181 sqft
CarportCarport
Carport Area181 sqft

Exterior Amenities

PorchFlorida Room
Porch Area96 sqft
Deck Area316 sqft
Patio Area316 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemGravity Furnace

Location & Zoning

Account Number2728334
Street Address120 BLUFF TER
CityMELBOURNE
StateFL
Zip32901-1316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AA
Legal DescriptionINDIAN RIVER BLUFF AMENDED PLAT NO 2 LOTS 192,193
Legal Range37E
Legal Township27S
Legal Section27
Legal SubdivisionINDIAN RIVER BLUFF AMENDED PLAT NO 2
Legal Lot Number192
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2028
Census Tract64800

Owner

Source: Brevard County records · APN 27-37-27-51-*-192

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 BLUFF TER, MELBOURNE, FL 32901-1316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Nov 12, 2019Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Aug 05, 2019Deed of Trust, Mortgage · VA Mortgage
PRIME LNDG
Jun 13, 2018Warranty Deed, Transfer · VA Mortgage
PRIME LNDG
Feb 27, 2017Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 13, 2018 · Amount on Record
Deed SaleJun 13, 2018 · Amount on Record
Prior SaleFeb 27, 2017 · Amount on Record
Deed Document Number2018132788
Deed Book / Page8188 / 136
Prior Transfer DateMar 05, 2014
Prior Transfer Doc0070861155
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address120 BLUFF TER, MELBOURNE, FL 32901-1316
Transaction TypeMortgage
Record UpdatedJul 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 BLUFF TER, MELBOURNE, FL 32901-1316

Mortgage

Document Number0093382249
DateNov 29, 2021
Book Page9338/2249
Instrument2021309890
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address120 BLUFF TER, MELBOURNE, FL 32901-1316
Document Number0085930001
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address120 BLUFF TER MELBOURNE FL 329011316, MELBOURNE, FL 32901-1316

Mortgage

Document Number0085930001
DateNov 19, 2019
Book Page008593/000001
Instrument252928
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address120 BLUFF TER, MELBOURNE, FL 32901-1316
Document Number0085112364
Instrument DateAug 05, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyAURORA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address120 BLUFF TER MELBOURNE FL 329011316, MELBOURNE, FL 32901-1316

Mortgage

Document Number0085112364
DateAug 12, 2019
Book Page008511/002364
Instrument176103
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 13, 2018
Property Address120 BLUFF TER, MELBOURNE, FL 32901-1316
Document Number0081880136
Book / Page008188 / 000136
Instrument DateJun 08, 2018
Instrument132788
Transaction TypeTransfer
Record UpdatedJul 02, 2018
Title CompanyAURORA TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,148.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address120 BLUFF TER MELBOURNE FL 329011316, MELBOURNE, FL 32901-1316

Mortgage

Document Number81880137
DateJun 13, 2018
Book Page008188/000137
Instrument132789
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 12, 2048

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateFeb 27, 2017
Property Address120 BLUFF TER, MELBOURNE, FL 32901-1316
Document Number0078280117
Book / Page7828 / 0117
Map ReferenceMB5 PG19
Instrument DateFeb 24, 2017
Instrument2017039802
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address699 EAST ROOST DR, 699, GREENVILLE, FL 32331

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 BLUFF TER, MELBOURNE, FL 32901-1316

Mortgage

Document Number2017039803
DateFeb 27, 2017
Instrument2017039803
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2032

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$168,760 (+2.7%)$214,260 (-14.36%)
2025$2,198.00 (+5.88%) Homeowner's exemption Veteran's exemption$164,330 (+5.99%)$250,200 (-2.71%)
2024$2,076.00 (+2.98%)
2023$2,016.00 (+7.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$155,050 (+3%)$257,170 (+11.05%) Land $84,000 Building $173,170
2022$1,877.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$150,540$231,570 Land $72,000 Building $159,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims16 (1999–2017)
Claims Outside the SFHA5 of 16
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Fay, Sep 2008 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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