Brevard County property record for 128 Bluff Ter, Melbourne, FL 32901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,177 sqft · built 1960 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,000 (Jan 2022) |
| Tax Bill | $4,085 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-27-51-*-195 |
| Primary APN | 27-37-27-51-*-195 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,177 sqft Living Area |
| Gross Area | 1,838 sqft |
| 1st Floor Area | 1,177 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 98 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Porch | Florida Room |
| Porch Area | 323 sqft |
| Patio Area | 64 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 2728336 |
|---|---|
| Street Address | 128 BLUFF TER |
| City | MELBOURNE |
| State | FL |
| Zip | 32901-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | INDIAN RIVER BLUFF AMENDED PLAT NO 2 LOTS 195,196 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 27 |
| Legal Subdivision | INDIAN RIVER BLUFF AMENDED PLAT NO 2 |
| Legal Lot Number | 195 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 64800 |
Source: Brevard County records · APN 27-37-27-51-*-195
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 BLUFF TER, MELBOURNE, FL 32901-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC |
| May 05, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on Record |
| Deed Sale | Jan 12, 2022 · Amount on Record |
| Prior Sale | May 05, 2020 · Amount on Record |
| Deed Document Number | 20228742 |
| Deed Book / Page | 9383 / 105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 12, 2022 |
| Property Address | 128 BLUFF TER, MELBOURNE, FL 32901-1316 |
| Document Number | 0093830105 |
| Book / Page | 9383 / 105 |
| Map Reference | MB 5 PG 19 |
| Instrument Date | Jan 07, 2022 |
| Instrument | 2022008742 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4146 CATGRASS LN, 4146, WEST MELBOURNE, FL 32904-8624 |
| Name | Verified Name |
|---|---|
| Address | 1966 JACKSON DR NW, BREMERTON, WA 98312-2548 |
| Document Number | 0009383107 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 9383/107 |
| Name | ANGEL OAK HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | May 05, 2020 |
| Property Address | 128 BLUFF TER, MELBOURNE, FL 32901-1316 |
| Document Number | 0087332889 |
| Book / Page | 8733 / 2889 |
| Map Reference | MB 5 PG 19 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2020098523 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2021 |
| Title Company | ATYPICAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3490 GRAN AVE NE # NE5207, 3490, PALM BAY, FL 32905-6044 |
| Name | Verified Name |
|---|---|
| Address | 128 BLUFF TER, MELBOURNE, FL 32901-1316 |
| Document Number | 87332891 |
|---|---|
| Date | May 05, 2020 |
| Instrument | 8733/2891 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,630 (-14.81%) | $226,630 (-14.81%) | |
| 2025 | $4,085.00 (-11.5%) Homeowner's exemption | $266,040 (+3.06%) Land $104,000 Building $162,040 | $266,040 (+3.06%) Land $104,000 Building $162,040 |
| 2023 | $4,616.00 (+210.22%) | $258,140 (+110.23%) Land $91,000 Building $167,140 | $258,140 (+49.8%) Land $91,000 Building $167,140 |
| 2022 | $1,488.00 Homeowner's exemption | $122,790 | $172,320 Land $78,000 Building $94,320 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1999–2017) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 268 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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