Brevard County property record for 125 Bluff Ter, Melbourne, FL 32901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1961 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Mar 2022) |
| Tax Bill | $3,705 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-27-51-*-173 |
| Primary APN | 27-37-27-51-*-173 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 1,848 sqft |
| 1st Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 135 ft deep x 87.6 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Enclosed Porch |
| Porch Area | 230 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2728321 |
|---|---|
| Street Address | 125 BLUFF TER |
| City | MELBOURNE |
| State | FL |
| Zip | 32901-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | INDIAN RIVER BLUFF AMENDED PLAT NO 2 W 25 FT OF LOT 173, ALL LOT 174 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 27 |
| Legal Subdivision | INDIAN RIVER BLUFF AMENDED PLAT NO 2 |
| Legal Lot Number | 173 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 64800 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC |
| Dec 21, 2018 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Prior Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 202261728 |
| Deed Book / Page | 9441 / 1573 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 11, 2022 |
| Property Address | 125 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 0094411573 |
| Book / Page | 9441 / 1573 |
| Map Reference | MB 5 PG 19 |
| Instrument Date | Mar 3, 2022 |
| Instrument | 2022061728 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Title Company | BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2263 W NEW HAVEN AVE # 105, 2263, WEST MELBOURNE, FL 32904-3805 |
| Name | Verified Name |
|---|---|
| Address | 125 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 0094411575 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 9441/1575 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 125 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 125 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 0088432680 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 8843/2680 |
| Instrument | 2020190182 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 21, 2018 |
| Property Address | 125 BLUFF TER, MELBOURNE, FL 32901-1315 |
| Document Number | 0083342535 |
| Book / Page | 008334 / 002535 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 281364 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,186.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 BLUFF TER MELBOURNE FL 329011315, MELBOURNE, FL 32901-1315 |
| Document Number | 83342537 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 008334/002537 |
| Instrument | 281365 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,720 (-16.77%) | $207,720 (-16.77%) | |
| 2025 | $3,705.00 (+3.69%) Homeowner's exemption Widower's exemption | $249,580 (+2.19%) Land $68,000 Building $181,580 | $249,580 (+2.19%) Land $68,000 Building $181,580 |
| 2023 | $3,573.00 (+84.18%) Homeowner's exemption Widower's exemption | $244,230 (+63.73%) Land $59,500 Building $184,730 | $244,230 (+4.67%) Land $59,500 Building $184,730 |
| 2022 | $1,940.00 Homeowner's exemption | $149,170 | $233,330 Land $51,000 Building $182,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1999–2017) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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