Douglas County property record for 1222 W Cottage Loop, Gardnerville, NV 89460 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,910 sqft · built 2016 |
| Lot Size | 0.088 acres (3,833 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (May 2018) |
| Tax Bill | $2,036 (2025) |
| Deeds & Mortgages | Sep 2024 Transfer Sep 2024 Line of Credit + 10 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1220-21-111-102 |
| Primary APN | 1220-21-111-102 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,910 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,910 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 3,833 sqft (0.088 acres) |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 122021111065 |
|---|---|
| Street Address | 1222 W COTTAGE LOOP |
| City | GARDNERVILLE |
| State | NV |
| Zip | 89460-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTAGES AT CV PHASE #1 LOT 36 |
| Legal Range | 20E |
| Legal Township | 12N |
| Legal Section | 21 |
| Legal Subdivision | COTTAGES AT CV PHASE #1 |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 1200 |
Source: Douglas County records · APN 1220-21-111-102
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 09, 2024 | Intrafamily Transfer, Transfer RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Sep 09, 2024 | Intrafamily Transfer, Transfer · Line of Credit GREATER NEVADA CU |
| Mar 07, 2024 | Intrafamily Transfer, Transfer |
| Nov 03, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jun 05, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FNDG |
| May 01, 2018 | Quit Claim Deed, Transfer Quitclaim |
| May 01, 2018 | Grant Deed, Transfer · Conventional with PMI SUMMIT FNDG |
| May 01, 2018 | Quit Claim Deed, Transfer WESTERN TITLE INSURANCE COMPANY |
| Mar 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 05, 2017 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2018 · Amount on Record |
| Deed Sale | May 01, 2018 · Amount on Record |
| Prior Sale | Dec 02, 2016 · Amount on Record |
| Deed Document Number | 2018913674 |
| Last Transfer Date | Sep 03, 2024 |
| Transfer Doc | 0000011968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Sep 09, 2024 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000011970 |
| Map Reference | DOC 2017-900311 |
| Instrument Date | Sep 03, 2024 |
| Instrument | 2024-1011970 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Sep 09, 2024 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000011968 |
| Map Reference | DOC 2017-900311 |
| Instrument Date | Sep 03, 2024 |
| Instrument | 2024-1011968 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000011969 |
|---|---|
| Date | Sep 09, 2024 |
| Instrument | 2024-1011969 |
| Name | GREATER NEVADA CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Mar 07, 2024 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000005364 |
| Map Reference | DOC 2017-900311 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 2024-1005364 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Nov 03, 2021 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000076506 |
| Map Reference | DOC 2017-900311 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 2021-976506 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL IRVINE TTL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000076507 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 2021-976507 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000947999 |
| Instrument Date | Jun 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1222 W COTTAGE LOOP GARDNERVILLE NV 894604400, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000947999 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 947999 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | ST JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000945262 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SPARKS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1222 W COTTAGE LOOP GARDNERVILLE NV 894604400, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000945262 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 945262 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | May 01, 2018 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000913677 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 913677 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1420 WILDLIFE WAY PLACERVILLE CA 956674742, PLACERVILLE, CA 95667-4742 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | May 01, 2018 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000913674 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 913674 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | WESTERN TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1420 WILDLIFE WAY PLACERVILLE CA 956674742, PLACERVILLE, CA 95667-4742 |
| Document Number | 913676 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 913676 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | May 01, 2018 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000913675 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 913675 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | WESTERN TITLE INSURANCE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1420 WILDLIFE WAY PLACERVILLE CA 956674742, PLACERVILLE, CA 95667-4742 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Mar 29, 2018 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000912228 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 912228 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 6719 GARDNERVILLE NV 894604611, GARDNERVILLE, NV 89460-4611 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Mar 29, 2018 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000912229 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 912229 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 6719 GARDNERVILLE NV 894604611, GARDNERVILLE, NV 89460-4611 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Apr 05, 2017 |
| Property Address | 1222 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400 |
| Document Number | 0000896862 |
| Instrument Date | Apr 04, 2017 |
| Instrument | 896862 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 6719 GARDNERVILLE NV 894604611, GARDNERVILLE, NV 89460-4611 |
Source: Douglas County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,489 (-0.83%) Land $31,500 Building $96,989 | ||
| 2025 | $2,036.00 (+6.1%) | $129,561 (+4.83%) Land $30,800 Building $98,761 | $370,174 (+4.83%) Land $88,000 Building $282,174 |
| 2023 | $1,919.00 | $123,588 Land $30,800 Building $92,788 | $353,109 (+15.83%) Land $88,000 Building $265,109 |
| 2021 | $304,857 Land $70,000 Building $234,857 |
Source: FEMA National Flood Hazard Layer, Douglas County (32005C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320050012003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 40% of the US · above 22% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Hot Spot Broadband | Fixed Wireless (unlicensed) | 100 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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