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1225 W Cottage Loop, Gardnerville, NV 89460 Property Records

Douglas County property record for 1225 W Cottage Loop, Gardnerville, NV 89460

Property Summary

Property TypeSingle Family Home
Details1,740 sqft · built 2018
Lot Size0.098 acres (4,269 sqft)
Owner2 Individual Names on File
Last Sale$52,000 (Aug 2017)
Tax Bill$3,406 (2026)
Deeds & MortgagesJul 2018 Sale
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1220-21-111-086

Property Details

APN / Parcel Number

Primary APN1220-21-111-086
Alternative APN
  • 122021111020

Interior

Stories1 Story
Building Area1,740 sqft Living Area
Gross Area2,143 sqft
1st Floor Area1,740 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area4,269 sqft (0.098 acres)
Garage TypeAttached
Garage Area403 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number122021111020
Street Address1225 W COTTAGE LOOP
CityGARDNERVILLE
StateNV
Zip89460-4400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTAGES AT CV PHASE #1 LOT 20
Legal Range20E
Legal Township12N
Legal Section21
Legal SubdivisionCOTTAGES AT CV PHASE #1
Legal Block3
Legal Lot Number20
JurisdictionDOUGLAS NV
Township / Civil DivisionGARDNERVILLE-MINDEN
Census Block Group3
Census Block3011
Census Tract1200

Owner

1225 W Cottage Loop is owned and occupied by two individuals who bought it in August 2017.

Source: Douglas County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1225 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2018Grant Deed, Transfer
TICOR TITLE/NEVADA
Aug 30, 2017Grant Deed, Transfer · Conventional Mortgage
LANDSMITH APPRECIATION FUND LL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2017 · Amount on File
Deed SaleAug 30, 2017 · Amount on File
Prior SaleSep 23, 2010 · Amount on File
Deed Document Number2017903352
Prior Transfer DateJan 5, 2010
Prior Transfer Doc0000756911
Record UpdatedOct 29, 2026

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NV
Recording DateJul 2, 2018
Property Address1225 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number0000916352
Instrument DateJun 29, 2018
Instrument916352
Transaction TypeTransfer
Record UpdatedAug 6, 2018
Title CompanyTICOR TITLE/NEVADA

Transaction

AmountAmount on Record
Tax$1,478.04
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1225 W COTTAGE LOOP GARDNERVILLE NV 89460, GARDNERVILLE, NV 89460

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDOUGLAS NV
Recording DateAug 30, 2017
Property Address1225 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number0000903352
Instrument DateAug 22, 2017
Instrument903352
Transaction TypeTransfer
Record UpdatedAug 1, 2018
Title CompanyWESTERN TITLE INSURANCE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,028.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5270 SAN VICIENTE TER DUBLIN CA 945688707, DUBLIN, CA 94568-8707
InvestorPossibly a Property Investor

Mortgage

Document Number903353
DateAug 30, 2017
Instrument903353
Lender
NameLANDSMITH APPRECIATION FUND LL
Address1001 MARSHALL ST # 450, REDWOOD CITY, CA 94063-2055
Agreement
TypeConventional Mortgage
AmountAmount on Record

Mortgage

Document Number903356,
DateAug 30, 2017
Instrument903356
Lender
NameLANDSMITH APPRECIATION FUND LL
Address1001 MARSHALL ST # 450, REDWOOD CITY, CA 94063-2055
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1225 W Cottage Loop was $3,406, up 3% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNevada
CountyDouglas County
Unified School DistrictDouglas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,406.00 (+2.99%)$124,128 (-0.85%) Land $31,500 Building $92,628
2025$3,307.00$125,189 Land $30,800 Building $94,389$357,683 Land $88,000 Building $269,683
2023$3,117.00 (+3.01%)$119,350 (+9.83%) Land $30,800 Building $88,550$341,000 (+9.83%) Land $88,000 Building $253,000
2022$3,026.00$108,669 Land $26,950 Building $81,719$310,483 (+6.5%) Land $77,000 Building $233,483
2021$291,531 Land $70,000 Building $221,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1225 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 W Cottage Loop is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNERVILLE RANCHOS GID
serves 11,300 people · EPA ID NV0000066
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Hot Spot Broadband
Fixed Wireless		100 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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