1217 W Cottage Loop, Gardnerville, NV 89460 Property Records

Douglas County property record for 1217 W Cottage Loop, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,633 sqft · built 2007
Lot Size	0.095 acres (4,138 sqft)
Owner	2 Company Names on Record
Last Sale	$199,000 (Jul 2011)
Tax Bill	$2,500 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1220-21-111-090`

Property Details

APN / Parcel Number

Primary APN	`1220-21-111-090`
Alternative APN	`122021111024`

Interior

Stories	1 Story
Building Area	1,633 sqft Living Area
Gross Area	2,109 sqft
1st Floor Area	1,633 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	4,138 sqft (0.095 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	122021111024
Street Address	1217 W COTTAGE LOOP
City	GARDNERVILLE
State	NV
Zip	89460-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGES AT CV PHASE #1 LOT 24
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	COTTAGES AT CV PHASE #1
Legal Block	3
Legal Lot Number	24
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3011
Census Tract	1200

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1217 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREATER NEVADA LLC
Jun 20, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2011 · Amount on Record
Deed Sale	Jul 26, 2011 · Amount on Record
Prior Sale	Sep 23, 2010 · Amount on Record
Deed Document Number	2011787019
Deed Book / Page	711 / 5128
Last Transfer Date	Jun 13, 2024
Transfer Doc	0000009263
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	1217 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO MAIN O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087139
Date	Jul 11, 2022
Instrument	2022-987139

Lender

Name	GREATER NEVADA LLC
Type	Non-Lending Institution
Address	CARSON CITY, NV 89701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Jun 20, 2024
Property Address	1217 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000009263
Map Reference	DOC 684198
Instrument Date	Jun 13, 2024
Instrument	2024-1009263
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,500.00 (+3.01%)	$106,729 (-0.88%) Land $31,500 Building $75,229
2025	$2,427.00 (+6.12%)	$107,681 (+4.27%) Land $30,800 Building $76,881	$307,660 (+4.27%) Land $88,000 Building $219,660
2023	$2,287.00	$103,269 Land $30,800 Building $72,469	$295,054 (+21.41%) Land $88,000 Building $207,054
2021			$243,026 Land $70,000 Building $173,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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