1218 W Cottage Loop, Gardnerville, NV 89460 Property Records

Douglas County property record for 1218 W Cottage Loop, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,470 sqft · built 2020
Lot Size	0.111 acres (4,835 sqft)
Owner	2 Trust Names on File
Last Sale	$389,803 (Sep 2020)
Tax Bill	$4,419 (2026)
Deeds & Mortgages	Sep 2022 Transfer Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1220-21-111-100`

Property Details

APN / Parcel Number

Primary APN	`1220-21-111-100`
Alternative APN	`122021111034`

Interior

Stories	1 Story
Building Area	1,470 sqft Living Area
Gross Area	1,910 sqft
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	4,835 sqft (0.111 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	122021111034
Street Address	1218 W COTTAGE LP
City	GARDNERVILLE RANCHOS
State	NV
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGES AT CV PHASE #1 LOT 34
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	COTTAGES AT CV PHASE #1
Legal Block	3
Legal Lot Number	34
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3013
Census Tract	1200

Owner

1218 W Cottage Loop is held in a trust since September 2020.

Source: Douglas County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	853 CONDOR CT, PLACERVILLE, CA 95667-3358
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Intrafamily Transfer, Transfer
Sep 18, 2020	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG
Mar 9, 2020	Grant Deed, Transfer ALL PRO FNDG IV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	2020952952
Prior Transfer Date	Feb 1, 2006
Prior Transfer Doc	0000090190
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NV
Recording Date	Sep 22, 2022
Property Address	1218 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000090190
Map Reference	DOC 2017-900311
Instrument Date	Sep 3, 2022
Instrument	2022-990190
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	853 CONDOR CT, PLACERVILLE, CA 95667-3358

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Sep 18, 2020
Property Address	1218 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000952952
Instrument Date	Sep 15, 2020
Instrument	952952
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	853 CONDOR CT PLACERVILLE CA 956673358, PLACERVILLE, CA 95667-3358

Mortgage

Document Number	952953
Date	Sep 18, 2020
Instrument	952953

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Mar 9, 2020
Property Address	1218 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000943233
Instrument Date	Feb 11, 2020
Instrument	943233
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Amount	Amount on Record
Tax	$647.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1625 STATE ROUTE 88 #102 MINDEN NV 894234620, 102, MINDEN, NV 89423-4620

Mortgage

Document Number	943234
Date	Mar 9, 2020
Instrument	943234

Lender

Name	ALL PRO FNDG IV LLC
Address	1352 NORTHGATE ESTATES DR # 200, COLORADO SPRINGS, CO 80921

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1218 W Cottage Loop was $4,419, down 0.8% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,419.00 (-0.76%)	$129,224 (-0.77%) Land $31,500 Building $97,724
2025	$4,453.00	$130,223 Land $30,800 Building $99,423	$372,066 Land $88,000 Building $284,066
2023	$4,168.00	$123,697 Land $30,800 Building $92,897	$353,420 Land $88,000 Building $265,420
2021			$305,249 Land $70,000 Building $235,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1218 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1218 W Cottage Loop is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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