1219 W Cottage Loop, Gardnerville, NV 89460 Property Records

Douglas County property record for 1219 W Cottage Loop, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,947 sqft · built 2018
Lot Size	0.106 acres (4,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,600 (Apr 2021)
Tax Bill	$3,746 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1220-21-111-089`

Property Details

APN / Parcel Number

Primary APN	`1220-21-111-089`
Alternative APN	`122021111023`

Interior

Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	2,371 sqft
1st Floor Area	1,947 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,617 sqft (0.106 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	122021111023
Street Address	1219 W COTTAGE LOOP
City	GARDNERVILLE
State	NV
Zip	89460-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGES AT CV PHASE #1 LOT 23
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	COTTAGES AT CV PHASE #1
Legal Block	3
Legal Lot Number	23
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3011
Census Tract	1200

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6504, GARDNERVILLE, NV 89460-4608
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 24, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK
Aug 30, 2017	Grant Deed, Transfer · Conventional Mortgage LANDSMITH APPRECIATION FUND LL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	2021965928
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000065928
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Apr 21, 2021
Property Address	1219 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000065928
Map Reference	DOC 2017-900311
Instrument Date	Dec 22, 2020
Instrument	2021-965928
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,111.50
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1219 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400

Mortgage

Document Number	0000065929
Date	Apr 21, 2021
Instrument	2021-965929

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Aug 24, 2018
Property Address	1219 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000918519
Instrument Date	Aug 3, 2018
Instrument	918519
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2019
Title Company	TICOR TITLE-GARDNERVILLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,706.09
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 TOPSY LANE 306 #3016 CARSON CITY NV 89705, 3016, CARSON CITY, NV 89705

Mortgage

Document Number	918520
Date	Aug 24, 2018
Instrument	918520

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Aug 30, 2017
Property Address	1219 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000903352
Instrument Date	Aug 22, 2017
Instrument	903352
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,028.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5270 SAN VICIENTE TER DUBLIN CA 945688707, DUBLIN, CA 94568-8707
Investor	Possibly a Property Investor

Mortgage

Document Number	903353
Date	Aug 30, 2017
Instrument	903353

Lender

Name	LANDSMITH APPRECIATION FUND LL
Address	1001 MARSHALL ST # 450, REDWOOD CITY, CA 94063-2055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	903356,
Date	Aug 30, 2017
Instrument	903356

Lender

Name	LANDSMITH APPRECIATION FUND LL
Address	1001 MARSHALL ST # 450, REDWOOD CITY, CA 94063-2055

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,746.00 (+3%)	$132,526 (-0.9%) Land $31,500 Building $101,026
2025	$3,637.00 (+6.1%)	$133,726 (+5.06%) Land $30,800 Building $102,926	$382,074 (+5.06%) Land $88,000 Building $294,074
2023	$3,428.00 (+3%)	$127,286 (+8.53%) Land $30,800 Building $96,486	$363,674 (+8.53%) Land $88,000 Building $275,674
2022	$3,328.00	$117,279 Land $26,950 Building $90,329	$335,083 (+6.59%) Land $77,000 Building $258,083
2021			$314,357 Land $70,000 Building $244,357

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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