1223 W Cottage Loop, Gardnerville, NV 89460 Property Records

Douglas County property record for 1223 W Cottage Loop, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	1,947 sqft · built 2018
Lot Size	0.107 acres (4,661 sqft)
Owner	Company Name on Record
Last Sale	$401,429 (Sep 2018)
Tax Bill	$3,887 (2026)
Deeds & Mortgages	Aug 2020 Transfer Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1220-21-111-087`

Property Details

APN / Parcel Number

Primary APN	`1220-21-111-087`
Alternative APN	`122021111021`

Interior

Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	2,371 sqft
1st Floor Area	1,947 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,661 sqft (0.107 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	122021111021
Street Address	1223 W COTTAGE LOOP
City	GARDNERVILLE
State	NV
Zip	89460-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTAGES AT CV PHASE #1 LOT 21
Legal Range	20E
Legal Township	12N
Legal Section	21
Legal Subdivision	COTTAGES AT CV PHASE #1
Legal Block	3
Legal Lot Number	21
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3011
Census Tract	1200

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1223 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 11, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 30, 2017	Grant Deed, Transfer · Conventional Mortgage LANDSMITH APPRECIATION FUND LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	2018919454
Prior Transfer Date	Jan 5, 2010
Prior Transfer Doc	0000756911
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Aug 3, 2020
Property Address	1223 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000950197
Instrument Date	Aug 3, 2020
Instrument	950197
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1223 W COTTAGE LOOP GARDNERVILLE NV 894604400, GARDNERVILLE, NV 89460-4400

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Sep 11, 2018
Property Address	1223 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000919454
Instrument Date	Aug 3, 2018
Instrument	919454
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	TICOR TITLE-GARDNERVILLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,565.57
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1223 W COTTAGE LOOP GARDNERVILLE NV 89460, GARDNERVILLE, NV 89460

Mortgage

Document Number	919455
Date	Sep 11, 2018
Instrument	919455

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Aug 30, 2017
Property Address	1223 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number	0000903352
Instrument Date	Aug 22, 2017
Instrument	903352
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	WESTERN TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,028.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5270 SAN VICIENTE TER DUBLIN CA 945688707, DUBLIN, CA 94568-8707
Investor	Possibly a Property Investor

Mortgage

Document Number	903353
Date	Aug 30, 2017
Instrument	903353

Lender

Name	LANDSMITH APPRECIATION FUND LL
Address	1001 MARSHALL ST # 450, REDWOOD CITY, CA 94063-2055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	903356,
Date	Aug 30, 2017
Instrument	903356

Lender

Name	LANDSMITH APPRECIATION FUND LL
Address	1001 MARSHALL ST # 450, REDWOOD CITY, CA 94063-2055

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,887.00 (+3.02%)	$132,529 (-0.9%) Land $31,500 Building $101,029
2025	$3,773.00 (+6.07%)	$133,729 (+5.06%) Land $30,800 Building $102,929	$382,083 (+5.06%) Land $88,000 Building $294,083
2023	$3,557.00 (+3.01%)	$127,289 (+8.25%) Land $30,800 Building $96,489	$363,683 (+8.25%) Land $88,000 Building $275,683
2022	$3,453.00	$117,592 Land $26,950 Building $90,642	$335,977 (+6.58%) Land $77,000 Building $258,977
2021			$315,226 Land $70,000 Building $245,226

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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