Effingham County property record for 122 Broken Bit Cir, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,906 sqft · built 2013 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,500 (Mar 2015) |
| Tax Bill | $4,286 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0416A-256-000 |
| Primary APN | 0416A-256-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,906 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 629 sqft |
| Porch | Patio |
| Porch Area | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13951 |
|---|---|
| Street Address | 122 BROKEN BIT CIR |
| City | GUYTON |
| State | GA |
| Zip | 31312-7140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .25 AC LT 256 OUT 416-20A |
| Legal Subdivision | SADDLECLUB @ BELMONT |
| Legal Phase | 1 |
| Legal Lot Number | 256 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30301 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 122 BROKEN BIT CIR, GUYTON, GA 31312-7140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2015 · Amount on Record |
| Deed Sale | Mar 20, 2015 · Amount on Record |
| Prior Sale | Jun 14, 2013 · Amount on Record |
| Deed Document Number | 2015616 |
| Deed Book / Page | 2282 / 888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 122 BROKEN BIT CIR, GUYTON, GA 31312-7140 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 122 BROKEN BIT CIR, GUYTON, GA 31312-7140 |
| Document Number | 0000002774/0000000676 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 0000002774/0000000676 |
| Instrument | 003480 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,159 (+7.68%) Land $22,800 Building $180,359 | $507,898 (+7.68%) Land $57,000 Building $450,898 | |
| 2025 | $4,286.00 (+8.7%) Homeowner's exemption | $188,673 (-1.18%) Land $22,800 Building $165,873 | $471,682 (-1.18%) Land $57,000 Building $414,682 |
| 2024 | $3,943.00 (+24.46%) Homeowner's exemption | $190,931 (+5.39%) Land $22,800 Building $168,131 | $477,328 (+5.39%) Land $57,000 Building $420,328 |
| 2023 | $3,168.00 (-14.31%) Homeowner's exemption | $181,174 (+17.51%) Land $18,800 Building $162,374 | $452,934 (+17.51%) Land $47,000 Building $405,934 |
| 2022 | $3,697.00 Homeowner's exemption | $154,175 Land $18,000 Building $136,175 | $385,437 Land $45,000 Building $340,437 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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