126 Broken Bit Cir, Guyton, GA 31312 Property Records

Effingham County property record for 126 Broken Bit Cir, Guyton, GA 31312 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,517 sqft · built 2013
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jun 2024)
Tax Bill	$6,074 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0416A-254-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-254-000`
Alternative APNs	`0416A254` `13949`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,517 sqft Heated Area
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2016
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Area	560 sqft
Pool Area	756 sqft
Porch	Patio
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13949
Street Address	126 BROKEN BIT CIR
City	GUYTON
State	GA
Zip	31312-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.20 AC LOT 254 (OUT 416-20A)
Legal Subdivision	SADDLECLUB @ BELMONT
Legal Lot Number	254
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records · APN 0416A-254-000

Assessment roll updated December 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	126 BROKEN BIT CIR, GUYTON, GA 31312-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Dec 20, 2016 · Amount on Record
Deed Document Number	20244434
Deed Book / Page	2915 / 76
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	002231/741
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	126 BROKEN BIT CIR, GUYTON, GA 31312-7140
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002590/0000000171
Date	May 06, 2020
Book Page	0000002590/0000000171
Instrument	004127

Lender

Name	TIAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,074.00 (+42.45%) Homeowner's exemption	$200,333 (+7.1%) Land $22,800 Building $177,533	$500,832 (+7.1%) Land $57,000 Building $443,832
2024	$4,264.00 (+22.78%) Homeowner's exemption	$187,057 (+5.4%) Land $22,800 Building $164,257	$467,642 (+5.4%) Land $57,000 Building $410,642
2023	$3,473.00 (-15.97%) Homeowner's exemption	$177,469 (+16.15%) Land $18,800 Building $158,669	$443,672 (+16.15%) Land $47,000 Building $396,672
2022	$4,133.00 Homeowner's exemption	$152,791 Land $18,000 Building $134,791	$381,978 Land $45,000 Building $336,978

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force 40 of 40 on primary residences
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.