117 Broken Bit Cir, Guyton, GA 31312 Property Records

Effingham County property record for 117 Broken Bit Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,112 sqft · built 2014
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jul 2022)
Tax Bill	$5,954 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jan 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0416A-272-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-272-000`
Alternative APNs	`0416A272` `13967`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,112 sqft Heated Area
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Area	572 sqft
Porch	Patio
Porch Area	119 sqft
Deck Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13967
Street Address	117 BROKEN BIT CIR
City	GUYTON
State	GA
Zip	31312-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.20 AC LOT 272 (OUT 416-20A)
Legal Subdivision	SADDLECLUB @ BELMONT
Legal Lot Number	272
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2004
Census Tract	30301

Owner

Source: Effingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Deed of Trust, Mortgage QUICKEN LOANS
Jan 19, 2017	Deed of Trust, Mortgage · VA Mortgage WR STARKEY MORTGAGE LLP
Jul 8, 2022	Warranty Deed, Transfer
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL
Jul 8, 2022	Warranty Deed, Transfer
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL
Mar 2, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS
Jan 17, 2014	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WR STARKEY MORTGAGE LLP
Oct 8, 2013	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	20222116
Deed Book / Page	2796 / 295
Prior Transfer Date	Jul 8, 2022
Prior Transfer Doc	0002798/56
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002533/0000000535
Date	Jul 5, 2019
Book Page	0000002533/0000000535
Instrument	005591

Lender

Name	QUICKEN LOANS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002386/122
Date	Jan 19, 2017
Book Page	2386/122
Instrument	000481

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 8, 2022
Property Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	0002798/56
Book / Page	2798 / 56
Instrument Date	Jul 8, 2022
Instrument	2022-002188
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 8, 2022
Property Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	0002798/40
Book / Page	2798 / 40
Instrument Date	Jul 8, 2022
Instrument	2022-002115
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002798/0000000043
Date	Jul 22, 2022
Book Page	0000002798/0000000043
Instrument	007510

Lender

Name	T2 FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 8, 2022
Property Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002796/295
Book / Page	2796 / 295
Instrument Date	Jul 8, 2022
Instrument	2022-002116
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jul 8, 2022
Property Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	0002798/40
Book / Page	2798 / 40
Instrument Date	Jul 8, 2022
Instrument	2022-002115
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000007510
Date	Jul 8, 2022
Instrument	007510

Lender

Name	T2 FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 2, 2020
Property Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002576/940
Book / Page	2576 / 940
Instrument Date	Mar 2, 2020
Instrument	2020-000579
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002007
Date	Mar 2, 2020
Instrument	002007

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2050

January 2014: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 17, 2014
Property Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002228/875
Book / Page	2228 / 875
Instrument Date	Jan 17, 2014
Instrument	2014-000096
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Investor	Possibly a Property Investor

Mortgage

Document Number	002228/877
Date	Jan 17, 2014
Book Page	2228/877

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2044

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 8, 2013
Property Address	117 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002216/711
Book / Page	2216 / 711
Instrument Date	Oct 8, 2013
Instrument	2013-002470
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 212428, AUGUSTA, GA 30917-2428
Investor	Possibly a Property Investor

Mortgage

Document Number	002216/713
Date	Oct 9, 2013
Book Page	2216/713

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2014

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,984 (+9.42%) Land $22,800 Building $177,184	$499,961 (+9.42%) Land $57,000 Building $442,961
2025	$5,954.00 (+3.64%) Homeowner's exemption	$182,771 (-4.65%) Land $22,800 Building $159,971	$456,928 (-4.65%) Land $57,000 Building $399,928
2024	$5,745.00 (+9.35%) Homeowner's exemption	$191,693 (+5.14%) Land $22,800 Building $168,893	$479,233 (+5.14%) Land $57,000 Building $422,233
2023	$5,254.00 (+35.45%) Homeowner's exemption	$182,317 (+17.53%) Land $18,800 Building $163,517	$455,792 (+17.53%) Land $47,000 Building $408,792
2022	$3,879.00 Homeowner's exemption	$155,127 Land $18,000 Building $137,127	$387,818 Land $45,000 Building $342,818

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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