120 Broken Bit Cir, Guyton, GA 31312 Property Records

Effingham County property record for 120 Broken Bit Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,310 sqft · built 2012
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Apr 2021)
Tax Bill	$5,739 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0416A-257-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-257-000`
Alternative APNs	`0416A257` `13952`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,310 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	510 sqft
Porch	Slab
Porch Area	300 sqft
Utility Building	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13952
Street Address	120 BROKEN BIT CIR
City	GUYTON
State	GA
Zip	31312-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.26 AC LOT 257 (OUT 416-20A)
Legal Subdivision	SADDLECLUB @ BELMONT
Legal Phase	1
Legal Lot Number	257
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 BROKEN BIT CIR, GUYTON, GA 31312-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE
May 25, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Document Number	20211328
Deed Book / Page	2684 / 519
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 28, 2021
Property Address	120 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	2684/519
Book / Page	2684 / 519
Instrument Date	Apr 28, 2021
Instrument	2021-001328
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002684/0000000521
Date	Apr 29, 2021
Book Page	0000002684/0000000521
Instrument	005105

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 25, 2018
Property Address	120 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002469/781
Book / Page	2469 / 781
Instrument Date	May 25, 2018
Instrument	2018-001278
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	2469/783
Date	Jun 5, 2018
Book Page	2469/783
Instrument	004739

Lender

Name	MORTGAGE RESEARCH CENTER
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,096 (+9.22%) Land $22,800 Building $167,296	$475,241 (+9.22%) Land $57,000 Building $418,241
2025	$5,739.00 (+13.6%)	$174,046 (+5.72%) Land $22,800 Building $151,246	$435,114 (+5.72%) Land $57,000 Building $378,114
2024	$5,052.00 (+11.57%)	$164,629 (+5.92%) Land $22,800 Building $141,829	$411,572 (+5.92%) Land $57,000 Building $354,572
2023	$4,528.00 (+8.95%)	$155,433 (+17.11%) Land $18,800 Building $136,633	$388,582 (+17.11%) Land $47,000 Building $341,582
2022	$4,156.00	$132,724 Land $18,000 Building $114,724	$331,810 Land $45,000 Building $286,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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