128 Broken Bit Cir, Guyton, GA 31312 Property Records

Effingham County property record for 128 Broken Bit Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,599 sqft · built 2013
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (May 2017)
Tax Bill	$4,670 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0416A-253-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-253-000`
Alternative APNs	`0416A253` `13948`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,599 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Area	651 sqft
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13948
Street Address	128 BROKEN BIT CIR
City	GUYTON
State	GA
Zip	31312-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.20 AC LT 253 OUT 416-20A
Legal Subdivision	SADDLECLUB @ BELMONT
Legal Lot Number	253
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 BROKEN BIT CIR, GUYTON, GA 31312-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Prior Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	20171392
Deed Book / Page	2408 / 766
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 26, 2017
Property Address	128 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002408/766
Book / Page	2408 / 766
Instrument Date	May 26, 2017
Instrument	2017-001392
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	002408/768
Date	Jun 1, 2017
Book Page	2408/768
Instrument	004925

Lender

Name	NORTH AMERICA SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,865 (+14.28%) Land $22,800 Building $205,065	$569,662 (+14.28%) Land $57,000 Building $512,662
2025	$4,670.00 (+9.83%) Homeowner's exemption	$199,386 (+0.59%) Land $22,800 Building $176,586	$498,466 (+0.59%) Land $57,000 Building $441,466
2024	$4,252.00 (+23.28%) Homeowner's exemption	$198,213 (+6.52%) Land $22,800 Building $175,413	$495,533 (+6.52%) Land $57,000 Building $438,533
2023	$3,449.00 (-13.41%) Homeowner's exemption	$186,084 (+17.58%) Land $18,800 Building $167,284	$465,211 (+17.58%) Land $47,000 Building $418,211
2022	$3,983.00 Homeowner's exemption	$158,267 Land $18,000 Building $140,267	$395,668 Land $45,000 Building $350,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Broken Bit Cir

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