124 Broken Bit Cir, Guyton, GA 31312 Property Records

Effingham County property record for 124 Broken Bit Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,284 sqft · built 2013
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Nov 2023)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0416A-255-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-255-000`
Alternative APNs	`0416A255` `13950`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,284 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.22 acres)
Garage Area	651 sqft
Porch	Patio
Porch Area	132 sqft
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13950
Street Address	124 BROKEN BIT CIR
City	GUYTON
State	GA
Zip	31312-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.22 AC LOT 255 (OUT 416-20A)
Legal Subdivision	SADDLECLUB @ BELMONT
Legal Lot Number	255
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 BROKEN BIT CIR, GUYTON, GA 31312-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICA FUNDING
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Sep 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2023 · Amount on Record
Deed Sale	Nov 16, 2023 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	20239374
Deed Book / Page	2881 / 736
Prior Transfer Date	Jul 18, 2013
Prior Transfer Doc	002203/257
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 16, 2023
Property Address	124 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002881/736
Book / Page	2881 / 736
Instrument Date	Nov 16, 2023
Instrument	D2023009374
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002881/0000000738
Date	Nov 16, 2023
Book Page	0000002881/0000000738
Instrument	D2023009375

Lender

Name	NEW AMERICA FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	124 BROKEN BIT CIR, GUYTON, GA 31312-7140
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002656/0000000844
Date	Jan 22, 2021
Book Page	0000002656/0000000844
Instrument	000783

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 7, 2018
Property Address	124 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002487/809
Book / Page	2487 / 809
Instrument Date	Sep 7, 2018
Instrument	2018-002422
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BROKEN BIT CIR, GUYTON, GA 31312-7140

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,174.00 (+5.39%) Homeowner's exemption	$202,940 (+0.86%) Land $22,800 Building $180,140	$507,349 (+0.86%) Land $57,000 Building $450,349
2024	$5,858.00 (+89.95%) Homeowner's exemption	$201,219 (+9.15%) Land $22,800 Building $178,419	$503,047 (+9.15%) Land $57,000 Building $446,047
2023	$3,084.00 (-14.48%) Homeowner's exemption	$184,349 (+17.55%) Land $18,800 Building $165,549	$460,872 (+17.55%) Land $47,000 Building $413,872
2022	$3,606.00 Homeowner's exemption	$156,821 Land $18,000 Building $138,821	$392,052 Land $45,000 Building $347,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Broken Bit Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures