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1215 W Cottage Loop, Gardnerville, NV 89460 Property Records

Douglas County property record for 1215 W Cottage Loop, Gardnerville, NV 89460

Property Summary

Property TypeSingle Family Home
Details1,827 sqft · built 2008
Lot Size0.099 acres (4,312 sqft)
OwnerTrust Name on File
Last Sale$330,000 (May 2009)
Tax Bill$3,479 (2026)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN1220-21-111-091

Property Details

APN / Parcel Number

Primary APN1220-21-111-091
Alternative APN
  • 122021111025

Interior

Stories1 Story
Building Area1,827 sqft Living Area
Gross Area2,371 sqft
1st Floor Area1,827 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area4,312 sqft (0.099 acres)
Garage TypeAttached
Garage Area544 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number122021111025
Street Address1215 W COTTAGE LP
CityGARDNERVILLE RANCHOS
StateNV
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTAGES AT CV PHASE #1 LOT 25
Legal Range20E
Legal Township12N
Legal Section21
Legal SubdivisionCOTTAGES AT CV PHASE #1
Legal Block3
Legal Lot Number25
JurisdictionDOUGLAS NV
Township / Civil DivisionGARDNERVILLE-MINDEN
Census Block Group3
Census Block3011
Census Tract1200

Owner

1215 W Cottage Loop is held in a trust since November 2020.

Source: Douglas County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address7715 SW 189TH AVE, BEAVERTON, OR 97007-7613
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Quit Claim Deed, Transfer
GUILD MTG
Nov 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2009 · Amount on File
Deed SaleMay 15, 2009 · Amount on File
Deed Document Number2009743301
Deed Book / Page509 / 3937
Last Transfer DateNov 11, 2020
Transfer Doc0000056310
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDOUGLAS NV
Recording DateNov 12, 2020
Property Address1215 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number0000956310
Instrument DateNov 12, 2020
Instrument956310
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyTICOR TITLE- RENO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7715 SW 189TH AVE ALOHA OR 970077613, ALOHA, OR 97007-7613

Mortgage

Document Number956311
DateNov 12, 2020
Instrument956311
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
AmountAmount on Record
Term360 Months
DueNov 11, 2050

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDOUGLAS NV
Recording DateNov 10, 2020
Property Address1215 W COTTAGE LOOP, GARDNERVILLE, NV 89460-4400
Document Number0000956170
Instrument DateAug 7, 2020
Instrument956170
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address7715 SW 189TH AVE ALOHA OR 970077613, ALOHA, OR 97007-7613

Tax Assessment & Valuation

The 2026 property tax bill for 1215 W Cottage Loop was $3,479, up 6.1% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNevada
CountyDouglas County
Unified School DistrictDouglas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,479.00 (+6.1%)$109,527 (-0.99%) Land $31,500 Building $78,027
2025$3,279.00$110,625 Land $30,800 Building $79,825$316,071 Land $88,000 Building $228,071
2023$2,862.00$106,085 Land $30,800 Building $75,285$303,100 Land $88,000 Building $215,100
2021$262,060 Land $70,000 Building $192,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1215 W Cottage Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1215 W Cottage Loop is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNERVILLE RANCHOS GID
serves 11,300 people · EPA ID NV0000066
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Hot Spot Broadband
Fixed Wireless		100 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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