12108 Sapling Dr, Fort Smith, AR 72916 Property Records

Sebastian County property record for 12108 Sapling Dr, Fort Smith, AR 72916

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,763 sqft · built 2010
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jul 2017)
Tax Bill	$2,241 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16487-0014-00000-00`

Property Details

APN / Parcel Number

Primary APN	`16487-0014-00000-00`
Alternative APN	`82165`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	2,247 sqft
1st Floor Area	1,763 sqft
Flooring	Carpet

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	147 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Porch	Open Porch
Porch Area	96 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	82165
Street Address	12108 SAPLING DR
City	FORT SMITH
State	AR
Zip	72916-8411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14
Legal Range	31
Legal Township	07
Legal Section	19
Legal Subdivision	RIDGEWOOD AT RYE HILL
Legal Block	1
Legal Lot Number	14
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1030
Census Tract	1306

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12108 SAPLING DR, FORT SMITH, AR 72916-8411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Apr 20, 2016 · Amount on Record
Deed Document Number	201716621
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jul 31, 2017
Property Address	12108 SAPLING DR, FORT SMITH, AR 72916-8411
Document Number	2017F16621
Instrument Date	Jul 28, 2017
Instrument	2017F-16621
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8412 NW 107TH ST, 8412, OKLAHOMA CITY, OK 73162-4049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12108 SAPLING DR, FORT SMITH, AR 72916-8411

Mortgage

Document Number	2017F16622
Date	Jul 31, 2017
Instrument	2017F-16622

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Greenwood School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,241.00 Homeowner's exemption	$56,273 (-) Land $10,000 Building $46,273	$281,365 (-) Land $50,000 Building $231,365
2025	$2,241.00 (+31.13%) Homeowner's exemption	$56,273 (+49.19%) Land $10,000 Building $46,273	$281,365 (+49.19%) Land $50,000 Building $231,365
2023	$1,709.00 Homeowner's exemption	$37,720 Land $7,400 Building $30,320	$188,600 Land $37,000 Building $151,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 94% of Arkansas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wave Rural Connect Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20