12105 Sapling Dr, Fort Smith, AR 72916 Property Records

Sebastian County property record for 12105 Sapling Dr, Fort Smith, AR 72916

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,627 sqft · built 2010
Lot Size0.208 acres (9,060 sqft)
Owner2 Individual Names on File
Last Sale$294,200 (Dec 2024)
Tax Bill$3,051 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16487-0030-00000-00

Property Details

APN / Parcel Number

Primary APN16487-0030-00000-00
Alternative APN
  • 82188

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,627 sqft Living Area
Gross Area2,089 sqft
1st Floor Area1,627 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area9,060 sqft (0.208 acres)
Lot Dimensions125 ft deep x 82 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area608 sqft
PorchOpen Porch
Porch Area120 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number82188
Street Address12105 SAPLING DR
CityFORT SMITH
StateAR
Zip72916-8411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30
Legal Range31
Legal Township07
Legal Section19
Legal SubdivisionRIDGEWOOD AT RYE HILL
Legal Block1
Legal Lot Number30
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group1
Census Block1031
Census Tract1306

Owner

12105 Sapling Dr is owned and occupied by two individuals who bought it in December 2024.

Source: Sebastian County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address12105 SAPLING DR, FORT SMITH, AR 72916-8411
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2024 · Amount on File
Deed SaleDec 18, 2024 · Amount on File
Prior SaleDec 9, 2016 · Amount on File
Deed Document Number202425900
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address12105 SAPLING DR, FORT SMITH, AR 72916-8411
Transaction TypeMortgage
Record UpdatedOct 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021F08241
DateApr 1, 2021
Instrument2021F-08241
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressEL DORADO, AR 71730
Agreement
TypeSBA Mortgage
AmountAmount on Record
Term120 Months
DueMar 31, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 12105 Sapling Dr was $3,051.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictGreenwood School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,051.00$53,907 (-) Land $10,000 Building $43,907$269,535 (-) Land $50,000 Building $219,535
2025$3,051.00 Homeowner's exemption$53,907 Land $10,000 Building $43,907$269,535 Land $50,000 Building $219,535
2023$1,626.00 Homeowner's exemption$36,240 Land $7,400 Building $28,840$181,200 Land $37,000 Building $144,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12105 Sapling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12105 Sapling Dr is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 94% of Arkansas
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Wave Rural Connect
Fiber
1,000 / 1,000
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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