1210 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 1210 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1920
Lot Size	0.82 acres (35,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,500 (Jul 2007)
Tax Bill	$2,146 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005700`

Property Details

APN / Parcel Number

Primary APN	`005700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Base Area
1st Floor Area	960 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Asphalt
Lot Area	35,640 sqft (0.82 acres)
Lot Dimensions	264 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	243 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1210 E MONROE ST
City	MOUNT AYR
State	IA
Zip	50854-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 - 10 EAST SIDE ADD
Legal Subdivision	EAST SIDE ADDITION
Legal Lot Number	1-10
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	1
Census Block	1039
Census Tract	950200

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1210 E MONROE ST, MOUNT AYR, IA 50854-2267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2007 · Amount on Record
Deed Sale	Jul 30, 2007 · Amount on Record
Deed Document Number	200700000950
Deed Book / Page	324 / 46
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	1210 E MONROE ST, MOUNT AYR, IA 50854-2267
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000484/168
Date	Jul 5, 2019
Book Page	484/168
Instrument	612

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	1210 E MONROE ST, MOUNT AYR, IA 50854-2267
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000533/83
Date	Oct 20, 2021
Book Page	533/83
Instrument	2021-00001558

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Nov 1, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,146.00 (+6.24%) Homeowner's exemption	$144,248 (+20.34%) Land $19,278 Building $124,970	$144,248 (+20.34%) Land $19,278 Building $124,970
2024	$2,020.00 (-4.9%)
2023		$119,868 (+12.57%) Land $16,065 Building $103,803	$119,868 (+12.57%) Land $16,065 Building $103,803
2022	$2,124.00 Homeowner's exemption	$106,481 Land $16,065 Building $90,416
2021			$106,481 Land $16,065 Building $90,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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