1105 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 1105 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1910
Lot Size	0.12 acres (5,332 sqft)
Owner	2 Individual Names on File
Last Sale	$66,500 (Nov 2023)
Tax Bill	$762 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005469`

Property Details

APN / Parcel Number

Primary APN	`005469`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,172 sqft Base Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,332 sqft (0.12 acres)
Lot Dimensions	124 ft deep x 43 ft wide

Location & Zoning

Street Address	1105 E MONROE ST
City	MOUNT AYR
State	IA
Zip	50854-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 8' OF LOT 10 & E 35' OF LOT 11 KIRBY'S ADD
Legal Subdivision	KIRBYS ADD
Legal Lot Number	10,11
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	2
Census Block	2004
Census Tract	950200

Owner

1105 E Monroe St is owned and occupied by two individuals who acquired it in May 2025.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1105 E MONROE ST, MOUNT AYR, IA 50854-2241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage GREENSTATE CU
Nov 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CITY STATE BANK
Nov 10, 2016	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Deed Document Number	20231194
Deed Book / Page	568 / 154
Last Transfer Date	May 7, 2025
Transfer Doc	000593/268
Record Updated	Oct 29, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RINGGOLD IA
Recording Date	May 20, 2025
Property Address	1105 E MONROE ST, MOUNT AYR, IA 50854-2241
Document Number	000593/268
Book / Page	593 / 268
Instrument Date	May 7, 2025
Instrument	2025- 00000555
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1105 E MONROE ST, MOUNT AYR, IA 50854-2241

Mortgage

Document Number	202500000556
Date	May 20, 2025
Instrument	2025- 00000556

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Nov 3, 2023
Property Address	1105 E MONROE ST, MOUNT AYR, IA 50854-2241
Document Number	000568/154
Book / Page	568 / 154
Instrument Date	Oct 30, 2023
Instrument	2023- 00001194
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 E MONROE ST, MOUNT AYR, IA 50854-2241

Mortgage

Document Number	202300001195
Date	Nov 3, 2023
Instrument	2023- 00001195

Lender

Name	CITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Jan 1, 2029

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Nov 10, 2016
Property Address	1105 E MONROE ST, MOUNT AYR, IA 50854-2241
Document Number	00445/0332
Book / Page	445 / 0332
Instrument Date	Nov 19, 2004
Instrument	2016- 00001190
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$47.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W JACKSON ST, MOUNT AYR, IA 50854-1803

Tax Assessment & Valuation

The 2025 property tax bill for 1105 E Monroe St was $762, up 3% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (+2.97%)	$44,232 Land $5,057 Building $39,175	$44,232 Land $5,057 Building $39,175
2024	$740.00
2023		$37,057 (+17.1%) Land $4,214 Building $32,843	$37,057 Land $4,214 Building $32,843
2022	$714.00	$31,646 Land $4,214 Building $27,432
2021			$31,646 Land $4,214 Building $27,432

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1105 E Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 E Monroe St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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