Ringgold County property record for 1109 E Monroe St, Mount Ayr, IA 50854
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,616 sqft · built 1977 |
| Lot Size | 0.28 acres (12,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Sep 2023) |
| Tax Bill | $3,516 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005698 |
| Primary APN | 005698 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,616 sqft Base Area |
| 1st Floor Area | 1,616 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,400 sqft (0.28 acres) |
| Lot Dimensions | 124 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,472 sqft |
| Parking Spaces | 6 Parking Spaces |
| Street Address | 1109 E MONROE ST |
|---|---|
| City | MOUNT AYR |
| State | IA |
| Zip | 50854-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 (EX W 10') & ALL LOT 8 KIRBY'S ADD |
| Legal Subdivision | KIRBYS ADDITION |
| Legal Lot Number | 8,9 |
| Jurisdiction | RINGGOLD IA |
| Township / Civil Division | MOUNT AYR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950200 |
1109 E Monroe St is owned and occupied by two individuals who bought it in September 2023.
Source: Ringgold County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1109 E MONROE ST, MOUNT AYR, IA 50854-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2023 · Amount on File |
| Deed Sale | Sep 22, 2023 · Amount on File |
| Prior Sale | Jul 21, 2016 · Amount on File |
| Deed Document Number | 20231030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RINGGOLD IA |
| Recording Date | Sep 22, 2023 |
| Property Address | 1109 E MONROE ST, MOUNT AYR, IA 50854-2241 |
| Document Number | 000566/226 |
| Book / Page | 566 / 226 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023- 00001030 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $463.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1109 E MONROE ST, MOUNT AYR, IA 50854-2241 |
| Document Number | 202300001031 |
|---|---|
| Date | Sep 22, 2023 |
| Instrument | 2023- 00001031 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 1109 E Monroe St was $3,516 with a homeowner's exemption, up 1.2% from the year before.
Source: Ringgold County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Ringgold County |
| Municipality | Mount Ayr City |
| Unified School District | Mount Ayr Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,516.00 (+1.15%) Homeowner's exemption | $214,762 Land $11,760 Building $203,002 | $214,762 Land $11,760 Building $203,002 |
| 2024 | $3,476.00 | ||
| 2023 | $184,286 Land $9,800 Building $174,486 | $184,286 Land $9,800 Building $174,486 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1109 E Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1109 E Monroe St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014 |
|---|---|
| Water Source | Purchased surface water from SIRWA #2 (CRESTON) |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures