1206 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 1206 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 672 sqft · built 1920
Lot Size	0.68 acres (29,700 sqft)
Owner	2 Individual Names on File
Tax Bill	$804 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006269`

Property Details

APN / Parcel Number

Primary APN	`006269`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Base Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Asphalt
Lot Area	29,700 sqft (0.68 acres)
Lot Dimensions	132 ft deep x 225 ft wide

Location & Zoning

Street Address	1206 E MONROE ST
City	MOUNT AYR
State	IA
Zip	50854-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 34 - 42 EAST SIDE ADD
Legal Subdivision	EAST SIDE ADD
Legal Lot Number	34-42
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	1
Census Block	1039
Census Tract	950200

Owner

1206 E Monroe St is owned and occupied by two individuals.

Source: Ringgold County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1206 E MONROE ST, MOUNT AYR, IA 50854-2244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Jan 7, 2022
Property Address	1206 E MONROE ST, MOUNT AYR, IA 50854-2244
Document Number	000537/324
Book / Page	537 / 324
Instrument Date	Dec 31, 2021
Instrument	2022-00000036
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1206 E MONROE ST, MOUNT AYR, IA 50854-2244

Mortgage

Document Number	000537/326
Date	Jan 7, 2022
Book Page	537/326
Instrument	2022-00000037

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1206 E Monroe St was $804 with a homeowner's exemption, up 3.6% from the year before.

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$804.00 (+3.61%) Homeowner's exemption	$57,514 Land $22,500 Building $35,014	$57,514 Land $22,500 Building $35,014
2024	$776.00
2023		$49,120 (-25.22%) Land $20,250 Building $28,870	$49,120 Land $20,250 Building $28,870
2022	$1,280.00 Homeowner's exemption	$65,684 Land $20,250 Building $45,434
2021			$65,684 Land $20,250 Building $45,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 E Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 E Monroe St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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