1002 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 1002 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,336 sqft · built 1988
Lot Size	0.27 acres (11,712 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jun 2012)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005624`

Property Details

APN / Parcel Number

Primary APN	`005624`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,336 sqft Base Area
1st Floor Area	1,336 sqft
Basement Area	735 sqft
Finished Basement	735 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,712 sqft (0.27 acres)
Lot Dimensions	122 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1002 E MONROE ST
City	MOUNT AYR
State	IA
Zip	50854-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 60-61-62 & 63 EAST SIDE ADD
Legal Subdivision	EAST SIDE ADD
Legal Lot Number	60-63
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	1
Census Block	1039
Census Tract	950200

Owner

Source: Ringgold County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1002 E MONROE ST, MOUNT AYR, IA 50854-2240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2012 · Amount on Record
Deed Sale	Jun 28, 2012 · Amount on Record
Deed Document Number	201200000809
Deed Book / Page	378 / 298
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	1002 E MONROE ST, MOUNT AYR, IA 50854-2240
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000529/170
Date	Aug 16, 2021
Book Page	529/170
Instrument	2021-00001253

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,188.00 (+1.34%) Homeowner's exemption	$195,768 (+16.66%) Land $14,112 Building $181,656	$195,768 (+16.66%) Land $14,112 Building $181,656
2024	$3,146.00 (+3.28%)
2023		$167,812 (+16.55%) Land $13,171 Building $154,641	$167,812 (+16.55%) Land $13,171 Building $154,641
2022	$3,046.00 Homeowner's exemption	$143,981 Land $13,171 Building $130,810
2021			$143,981 Land $13,171 Building $130,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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