1107 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 1107 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,256 sqft · built 1977
Lot Size	0.16 acres (7,068 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2023)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005629`

Property Details

APN / Parcel Number

Primary APN	`005629`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,256 sqft Base Area
1st Floor Area	1,256 sqft
Basement Area	196 sqft
Finished Basement	196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,068 sqft (0.16 acres)
Lot Dimensions	124 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1107 E MONROE ST
City	MOUNT AYR
State	IA
Zip	50854-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 10' OF LOT 9 E 47' OF LOT 10 KIRBY'S ADD
Legal Subdivision	KIRBYS ADD
Legal Lot Number	9,10
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	2
Census Block	2004
Census Tract	950200

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1107 E MONROE ST, MOUNT PLEASANT, IA 52641-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CITY STATE BANK
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 16, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Deed Document Number	2023446
Deed Book / Page	560 / 142
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	00453/0086
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	May 3, 2023
Property Address	1107 E MONROE ST, MOUNT AYR, IA 50854-2241
Document Number	000560/142
Book / Page	560 / 142
Instrument Date	Apr 28, 2023
Instrument	2023-00000446
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 E MONROE ST, MOUNT AYR, IA 50854-2241

Mortgage

Document Number	202300000447
Date	May 3, 2023
Instrument	2023-00000447

Lender

Name	CITY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RINGGOLD IA
Recording Date	Aug 17, 2020
Property Address	1107 E MONROE ST, MOUNT AYR, IA 50854-2241
Document Number	000506/189
Book / Page	506 / 189
Instrument Date	Aug 13, 2020
Instrument	2020-00001120
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 E MONROE ST, MOUNT AYR, IA 50854-2241

Mortgage

Document Number	000506/192
Date	Aug 17, 2020
Book Page	506/192
Instrument	2020-00001121

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RINGGOLD IA
Recording Date	May 16, 2017
Property Address	1107 E MONROE ST, MOUNT AYR, IA 50854-2241
Document Number	00453/0086
Book / Page	453 / 0086
Instrument Date	May 15, 2017
Instrument	2017- 00000490
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1107 E MONROE ST, MOUNT AYR, IA 50854-2241

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00 (+3.05%) Homeowner's exemption	$151,843 (+18.23%) Land $6,703 Building $145,140	$151,843 (+18.23%) Land $6,703 Building $145,140
2024	$2,360.00 (-2.24%)
2023		$128,429 (+19.95%) Land $5,586 Building $122,843	$128,429 (+19.95%) Land $5,586 Building $122,843
2022	$2,414.00 (+19.62%)	$107,065 Land $5,586 Building $101,479
2021	$2,018.00		$107,065 Land $5,586 Building $101,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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