Volusia County property record for 120 River Bluff Dr, Ormond Beach, FL 32174 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,822 sqft Living Area |
| Lot Size | 94,472 sqft (2.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2019) |
| Tax Bill | $11,888.00 (2025) |
| Primary APN | 3242-23-00-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,822 sqft Living Area |
| 1st Floor | 1,671 sqft 1st Floor |
| 2nd Floor | 1,639 sqft 2nd Floor |
| Upper Floors | 2,151 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 94,472 sqft (2.16 acres) |
| Depth X Width | 165 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 512 sqft Garage |
| Pool Area | 1 sqft Pool |
|---|---|
| Deck Area | 32 sqft Deck |
| Patio Area | 1,000 sqft Patio |
| Porch | Open Porch |
| Porch Area | 42 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3011996.0 |
|---|---|
| Old Parcel Number | 32134223000110 |
| Street Address | 120 RIVER BLUFF DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-3833 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 11 TOMOKA OAKS UNIT 7A MB 34 PGS 162 TO 164 INC PER OR 4081 PG 4453 PER OR 5349 PG 3904 PER OR 5926 PG 1304 PER OR 7408 |
| Legal Range | 32E |
| Legal Township | 13S |
| Legal Section | 42 |
| Legal Subdivision | TOMOKA |
| Legal Tract | 23 |
| Legal Lot Number | 11 |
| Legal Unit | 7 |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 80807 |
Source: Volusia County records · APN 3242-23-00-0110
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 120 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3833 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on Record |
| Deed Sale | Aug 14, 2019 · Amount on Record |
| Prior Sale | Oct 04, 2006 · Amount on Record |
| Deed Doc Number | 2019-160567 |
| Deed Book / Page | 7734 / 0342 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 120 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3833 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 120 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3833 |
| Document Number | 0079912804 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 7991/2804 |
| Instrument | 2021-035745 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 14, 2019 |
| Property Address | 120 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3833 |
| Document Number | 0077340342 |
| Book / Page | 7734 / 0342 |
| Map Reference | MB 34 PG 162-164 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 2019-160567 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | OMEGA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 RIVER BLUFF CT, 12, ORMOND BEACH, FL 32174-3873 |
| Name | Verified Name |
|---|---|
| Address | 120 RIVER BLUFF DR, ORMOND BEACH, FL 32174-3833 |
| Document Number | 0077340344 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 7734/0344 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,888.00 (+23.99%) | $682,474 (+2.41%) Land $170,895 Building $511,579 | $682,474 (+2.41%) Land $170,895 Building $511,579 |
| 2023 | $9,588.00 (+16.37%) | $666,385 (+30.09%) Land $170,895 Building $495,490 | $666,385 (+30.09%) Land $170,895 Building $495,490 |
| 2022 | $8,239.00 | $512,256 Land $153,395 Building $358,861 | $512,256 Land $153,395 Building $358,861 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 71% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 427 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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