115 Ginger Dr, Pottsboro, TX 75076 Property Records

Grayson County property record for 115 Ginger Dr, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	1,970 sqft · built 1999
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049A6825016`

Property Details

APN / Parcel Number

Primary APN	`049A6825016`
Alternative APN	`110371`

Interior

Building Area	1,970 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	164 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	782 sqft
Utility Building	128 sqft

Location & Zoning

Account Number	110371
Old Parcel Number	049A6825016
Street Address	115 GINGER DR
City	POTTSBORO
State	TX
Zip	75076-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SLOPE ADDN PHASE THREE, BLOCK 2, LOT 8, ACRES .35
Legal Subdivision	NORTH SLOPE ADDN PHASE THREE
Legal Phase	3
Legal Block	2
Legal Lot Number	8
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1071
Census Tract	302

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 GINGER DR, POTTSBORO, TX 75076-7049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC
Sep 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 11, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Sep 4, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020
Deed Sale	Sep 2, 2020
Prior Sale	Feb 11, 2019
Deed Document Number	2020-00023252
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	115 GINGER DR, POTTSBORO, TX 75076-7049
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033099
Date	Nov 25, 2020
Instrument	2020-00033099

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 2, 2020
Property Address	115 GINGER DR, POTTSBORO, TX 75076-7049
Document Number	0000023252
Instrument Date	Aug 12, 2020
Instrument	23252
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GINGER DR POTTSBORO TX 750767049, POTTSBORO, TX 75076-7049

February 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 11, 2019
Property Address	115 GINGER DR, POTTSBORO, TX 75076-7049
Document Number	0000002892
Map Reference	VOL 11 PG 19
Instrument Date	Feb 8, 2019
Instrument	2019-00002892
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 HILLTOP LN, 118, POTTSBORO, TX 75076-4852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GINGER DR, POTTSBORO, TX 75076-7049

Mortgage

Document Number	0000002893
Date	Feb 11, 2019
Instrument	2019-00002893

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 4, 2018
Property Address	115 GINGER DR, POTTSBORO, TX 75076-7049
Document Number	0000020022
Instrument Date	Aug 7, 2018
Instrument	20022
Transaction Type	Foreclosure
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	118 HILLTOP LN POTTSBORO TX 750764852, POTTSBORO, TX 75076-4852

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$374,983 (-1.58%) Land $89,799 Building $308,980	$398,779 (+4.67%) Land $89,799 Building $308,980
2023	$380,994 Land $63,525 Building $317,469	$380,994 Land $63,525 Building $317,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

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