116 Broken Bit Cir, Guyton, GA 31312 Property Records

Effingham County property record for 116 Broken Bit Cir, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,493 sqft · built 2011
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Mar 2025)
Tax Bill	$5,354 (2025)
Deeds & Mortgages	May 2019 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0416A-259-000`

Property Details

APN / Parcel Number

Primary APN	`0416A-259-000`
Alternative APNs	`0416A259` `13954`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,493 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,148 sqft (0.21 acres)
Garage Area	639 sqft
Porch	Patio
Porch Area	16 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13954
Street Address	116 BROKEN BIT CIR
City	GUYTON
State	GA
Zip	31312-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.21 AC LOT 259 (OUT 416-20A)
Legal Subdivision	SADDLECLUB @ BELMONT
Legal Lot Number	259
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 BROKEN BIT CIR, GUYTON, GA 31312-7140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage ON Q FINANCIAL
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage NATION STAR MORTGAGE
May 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Book / Page	2963 / 605
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	116 BROKEN BIT CIR, GUYTON, GA 31312-7140
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002525/0000000872
Date	May 24, 2019
Book Page	0000002525/0000000872
Instrument	004282

Lender

Name	ON Q FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	116 BROKEN BIT CIR, GUYTON, GA 31312-7140
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BROKEN BIT CIR, GUYTON, GA 31312-7140

Mortgage

Document Number	0000002626/0000000533
Date	Sep 29, 2020
Book Page	0000002626/0000000533
Instrument	009953

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 24, 2019
Property Address	116 BROKEN BIT CIR, GUYTON, GA 31312-7140
Document Number	002525/870
Book / Page	2525 / 870
Instrument Date	May 24, 2019
Instrument	2019-001376
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BROKEN BIT CIR, GUYTON, GA 31312-7140

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,554 (+9.25%) Land $22,800 Building $152,754	$438,885 (+9.25%) Land $57,000 Building $381,885
2025	$5,354.00 (+10.64%)	$160,685 (+2.54%) Land $22,800 Building $137,885	$401,713 (+2.54%) Land $57,000 Building $344,713
2024	$4,839.00 (+11.73%)	$156,709 (+6.02%) Land $22,800 Building $133,909	$391,773 (+6.02%) Land $57,000 Building $334,773
2023	$4,331.00 (+8.87%)	$147,815 (+16.96%) Land $18,800 Building $129,015	$369,538 (+16.96%) Land $47,000 Building $322,538
2022	$3,978.00	$126,376 Land $18,000 Building $108,376	$315,940 Land $45,000 Building $270,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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