12 Halfway Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 12 Halfway Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,933 sqft · built 1973
Lot Size	0.424 acres (18,503 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (Sep 2019)
Tax Bill	$28,047 (2024)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`00572221-004100`

Property Details

APN / Parcel Number

Primary APN	`00572221-004100`
Alternative APNs	`12594000572221004100` `1706205`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,933 sqft Living Area
1st Floor Area	2,933 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Exterior Material	Other
Construction Type	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	18,503 sqft (0.424 acres)
Garage Area	390 sqft
Pool Area	280 sqft
Porch	Enclosed Porch
Porch Area	1,882 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1706205
Old Parcel Number	12594000572221004100
Street Address	12 HALFWAY RD
City	KEY LARGO
State	FL
Zip	33037-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 20 LT 12 GRAYVIK EXTENSION OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR564-332 OR859-780 OR1175-633 OR1408-243 OR1448-1723
Legal Range	40E
Legal Township	59S
Legal Section	12
Legal Subdivision	GRAYVIK EXT O.R. #2
Legal Block	20
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3011
Census Tract	972700

Owner

12 Halfway Rd is owned by two individuals who bought it in September 2019.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1 BASSETT AVE, REHOBOTH BEACH, DE 19971-2513
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on File
Deed Sale	Sep 19, 2019 · Amount on File
Prior Sale	Mar 24, 1997 · Amount on File
Deed Document Number	2237264
Deed Book / Page	2985 / 1157
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 19, 2019
Property Address	12 HALFWAY RD, KEY LARGO, FL 33037-3714
Document Number	0029851157
Book / Page	002985 / 001157
Instrument Date	Sep 16, 2019
Instrument	2237264
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$18,550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 BASSETT AVE REHOBOTH BEACH DE 199712513, REHOBOTH BEACH, DE 19971-2513

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,845,011 Land $4,695,136 Building $1,149,875	$5,845,011 Land $4,695,136 Building $1,149,875
2024	$28,047.00 (+6.3%)
2023	$26,386.00 (+30.99%)	$5,178,960 (+50.04%) Land $4,070,660 Building $1,108,300	$5,178,960 (+50.04%) Land $4,070,660 Building $1,108,300
2022	$20,143.00	$3,451,682 Land $2,336,004 Building $1,115,678	$3,451,682 Land $2,336,004 Building $1,115,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Halfway Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Halfway Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20