Monroe County property record for 15 Halfway Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 8,786 sqft · built 2017 |
| Lot Size | 0.559 acres (24,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $6,000,000 (Jul 2019) |
| Tax Bill | $53,433 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00572221-004400 |
| Primary APN | 00572221-004400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 8,786 sqft Living Area |
| Gross Area | 9,338 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Custom |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 24,350 sqft (0.559 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Pool Area | 360 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,980 sqft |
| Patio Area | 2,500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1706230 |
|---|---|
| Street Address | 15 HALFWAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 20 LT 15 GRAYVIK EXTENSION-OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR568-765 OR706-639/640 OR706-641-AFF OR706-642-AFF OR706-643D/C OR951-23/24 OR1082-1607/08 OR1452-2090/92R/S OR2730-369/72 OR2975-2288 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | GRAYVIK EXT O.R. #2 |
| Legal Block | 20 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
Source: Monroe County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8 PRIVET LN, NEWTOWN, PA 18940-3019 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 19, 2019 | Warranty Deed, Transfer REEF TITLE COMPANY, REEF TITLE CO |
| Mar 21, 2017 | Loan Modification, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on Record |
| Deed Sale | Jul 19, 2019 · Amount on Record |
| Prior Sale | Mar 18, 2015 · Amount on Record |
| Deed Document Number | 20192229330 |
| Deed Book / Page | 2975 / 2288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 15 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0031771103 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 3177/1103 |
| Instrument | 2378306 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 15 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029940478 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 2994/0478 |
| Instrument | 2244249 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 1.48% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 15 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0029752288 |
| Book / Page | 002975 / 002288 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 2229330 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | REEF TITLE COMPANY, REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $42,000.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 WYNFIELD LN NEW HOPE PA 189385754, NEW HOPE, PA 18938-5754 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 15 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0028461874 |
| Instrument Date | Mar 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 40 CLARK RD BEDFORD NY 105061007, BEDFORD, NY 10506-1007 |
| Document Number | 0028461874 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 002846/001874 |
| Instrument | 2116857 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | 601 OAKMONT LN # 300, WESTMONT, IL 60559-5532 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,433.00 (+8.1%) | $8,829,546 (+6.87%) Land $5,251,991 Building $3,577,555 | $8,829,546 (+6.87%) Land $5,251,991 Building $3,577,555 |
| 2024 | $49,429.00 (+5.04%) | ||
| 2023 | $47,056.00 (+20.97%) | $8,262,064 (+30.14%) Land $4,553,450 Building $3,708,614 | $8,262,064 (+30.14%) Land $4,553,450 Building $3,708,614 |
| 2022 | $38,899.00 | $6,348,472 Land $2,613,059 Building $3,735,413 | $6,348,472 Land $2,613,059 Building $3,735,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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