Monroe County property record for 9 Halfway Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 5,273 sqft · built 1989 |
| Lot Size | 0.416 acres (18,140 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100 (Jan 2019) |
| Tax Bill | $29,740 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00572221-003800 |
| Primary APN | 00572221-003800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 5,273 sqft Living Area |
| Gross Area | 5,673 sqft |
| 1st Floor Area | 3,082 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 18,140 sqft (0.416 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 2,401 sqft |
| Patio Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1706175 |
|---|---|
| Street Address | 9 HALFWAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 20 LT 9 GRAYVIK EXTENSION - OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR552-869 OR914-1928/1929 OR930-2067/2069 OR930-2070/2071 OR1257-2483 OR1609-880D/C OR1785-224 OR2199-1315/16 OR2743-1312/14 OR2923-574D/C OR2946-2277 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | GRAYVIK EXT O.R. #2 |
| Legal Block | 20 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 24 DOCKSIDE LN, KEY LARGO, FL 33037-5267 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK |
| Apr 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Jan 31, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2019 · Amount on Record |
| Deed Sale | Jan 31, 2019 · Amount on Record |
| Prior Sale | Jun 2, 2015 · Amount on Record |
| Deed Document Number | 20192203951 |
| Deed Book / Page | 2946 / 2277 |
| Prior Transfer Date | Nov 1, 2018 |
| Prior Transfer Doc | 0002203951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 9 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 9 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0030870208 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 3087/208 |
| Instrument | 2312253 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 30, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 9 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 9 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0030870184 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 3087/184 |
| Instrument | 2312251 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.73% |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.73% |
| Index | 1-Year CMT |
| Max Rate | 7.73% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 31, 2019 |
| Property Address | 9 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0029462277 |
| Book / Page | 002946 / 002277 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 2203951 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9 HALFWAY RD KEY LARGO FL 330373714, KEY LARGO, FL 33037-3714 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,740.00 (+9.63%) | $5,666,300 (+12.73%) Land $4,603,025 Building $1,063,275 | $5,666,300 (+12.73%) Land $4,603,025 Building $1,063,275 |
| 2024 | $27,128.00 (+6.2%) | ||
| 2023 | $25,545.00 (+31.38%) | $5,026,571 (+50.83%) Land $3,990,800 Building $1,035,771 | $5,026,571 (+50.83%) Land $3,990,800 Building $1,035,771 |
| 2022 | $19,444.00 | $3,332,650 Land $2,290,175 Building $1,042,475 | $3,332,650 Land $2,290,175 Building $1,042,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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