7 Halfway Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 7 Halfway Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 4,954 sqft · built 2020
Lot Size	0.387 acres (16,900 sqft)
Owner	Trust Name on File
Tax Bill	$58,433 (2024)
Deeds & Mortgages	Nov 2023 Sale Jan 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`00572221-003600`

Property Details

APN / Parcel Number

Primary APN	`00572221-003600`
Alternative APNs	`12594000572221003600` `1706159`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,954 sqft Living Area
1st Floor Area	1,600 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 2020
Exterior Material	Other
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	16,900 sqft (0.387 acres)
Garage Area	176 sqft
Pool Area	512 sqft
Porch	Enclosed Porch
Porch Area	1,540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1706159
Old Parcel Number	12594000572221003600
Street Address	7 HALFWAY RD
City	KEY LARGO
State	FL
Zip	33037-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 20 LT 7 GRAYVIK EXTENSION OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR558-174 OR659-860 OR908-1742 OR2913-1329 OR2990-0340
Legal Range	40E
Legal Township	59S
Legal Section	12
Legal Subdivision	GRAYVIK EXT O.R. #2
Legal Block	20
Legal Lot Number	7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3011
Census Tract	972700

Owner

7 Halfway Rd is owner-occupied and held in a trust since November 2023.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	8044 MONTGOMERY RD STE 480, 480, CINCINNATI, OH 45236-2925
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 18, 2019	Quit Claim Deed, Transfer IBERIABANK
Jun 25, 2018	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Nov 27, 2023
Deed Sale	Nov 27, 2023
Prior Sale	Jan 11, 2021 · Amount on File
Deed Document Number	2441096
Deed Book / Page	3251 / 2347
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 27, 2023
Property Address	7 HALFWAY RD, KEY LARGO, FL 33037-3714
Document Number	0032512347
Book / Page	3251 / 2347
Map Reference	MB 6 PG 28
Instrument Date	Nov 21, 2023
Instrument	2441096
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8044 MONTGOMERY RD STE 480, 480, CINCINNATI, OH 45236-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8044 MONTGOMERY RD STE 480, 480, CINCINNATI, OH 45236-2925

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 11, 2021
Property Address	7 HALFWAY RD, KEY LARGO, FL 33037-3714
Document Number	0030680746
Book / Page	3068 / 746
Map Reference	MB 6 PG 28
Instrument Date	Jan 6, 2021
Instrument	2298789
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$45,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 WERTSVILLE RD, 360, RINGOES, NJ 08551-1704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8044 MONTGOMERY RD STE 480, 480, CINCINNATI, OH 45236-2925

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Oct 18, 2019
Property Address	7 HALFWAY RD, KEY LARGO, FL 33037-3714
Document Number	0029900340
Book / Page	002990 / 000340
Instrument Date	Oct 15, 2019
Instrument	2241043
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 WESTERVILLE RD RINGOES NJ 08551, RINGOES, NJ 08551

Mortgage

Document Number	29900342
Date	Oct 18, 2019
Book Page	002990/000342
Instrument	2241044

Lender

Name	IBERIABANK
Type	Bank
Address	PO BOX 12440, NEW IBERIA, LA 70562-2440

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.25%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 25, 2018
Property Address	7 HALFWAY RD, KEY LARGO, FL 33037-3714
Document Number	0029131329
Book / Page	2913 / 1329
Map Reference	MB6 PG28
Instrument Date	Jun 15, 2018
Instrument	2175099
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 MORGAN LN, 29, TACONIC, CT 06079-8014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	360 WERTSVILLE RD, RINGOES, NJ 08551-1704

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,777,868	$8,011,652 Land $4,331,259 Building $3,680,393
2024	$58,433.00 (+14.07%)
2023	$51,225.00 (+21.56%)	$8,313,888 (+32.66%) Land $3,792,360 Building $4,521,528	$8,313,888 (+32.66%) Land $3,792,360 Building $4,521,528
2022	$42,140.00	$6,266,858 Land $2,176,298 Building $4,090,560	$6,266,858 Land $2,176,298 Building $4,090,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Halfway Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Halfway Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

7 Halfway Rd, Key Largo, FL 33037 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Halfway Rd

Nearby Streets

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