Monroe County property record for 8 Halfway Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,384 sqft · built 1973 |
| Lot Size | 0.381 acres (16,610 sqft) |
| Owner | Company Name on Record |
| Last Sale | $5,700,000 (Apr 2024) |
| Tax Bill | $30,551 (2024) |
| Deeds & Mortgages | Apr 2024 Sale Jan 2022 Transfer + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00572221-003700 |
| Primary APN | 00572221-003700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,384 sqft Living Area |
| Gross Area | 3,928 sqft |
| 1st Floor Area | 3,384 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 16,610 sqft (0.381 acres) |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Pool Area | 390 sqft |
| Porch | Florida Room |
| Porch Area | 1,628 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1706167 |
|---|---|
| Street Address | 8 HALFWAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 20 LT 8 GRAYVIK EXTENSION OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR556-1038 OR652-632 OR923-712 OR923-715 OR1090-746 OR1095-262 OR1130-690 OR1351-113 OR1359-2059 OR1359-2072 OR1359-420 OR1359-1272 OR1394-1685 OR1403-836 OR1403-839 OR1455-1657 OR296 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | GRAYVIK EXT O.R. #2 |
| Legal Block | 20 |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 358, CINCINNATI, OH 45201-0358 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 2, 2024 | Deed, Transfer REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Jan 18, 2022 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 14, 2019 | Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK |
| Aug 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Jun 6, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 6, 2019 | Affidavit of Death, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Prior Sale | Jun 6, 2019 · Amount on Record |
| Deed Document Number | 20242456514 |
| Deed Book / Page | 3269 / 798 |
| Transfer Doc | 1403000839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 2, 2024 |
| Property Address | 8 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0032690798 |
| Book / Page | 3269 / 798 |
| Map Reference | MB 6 PG 28 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2456514 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $39,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 888 BOYLSTON ST, BOSTON, MA 02199-8192 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 358, CINCINNATI, OH 45201-0358 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 18, 2022 |
| Property Address | 8 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0031491259 |
| Book / Page | 3149 / 1259 |
| Map Reference | MB 6 PG 28 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2357413 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 313 BRIDGE ST, 313, OSTERVILLE, MA 02655-2300 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46 LITTLE ISLAND DR, OSTERVILLE, MA 02655-2326 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 8 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029791944 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 2979/1944 |
| Instrument | 2232486 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 8 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029780736 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 2978/0736 |
| Instrument | 2231243 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 6, 2019 |
| Property Address | 8 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0029681757 |
| Book / Page | 002968 / 001757 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 2223555 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 GOVERNOR STOUGHTON LN MILTON MA 021863713, MILTON, MA 02186-3713 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 6, 2019 |
| Property Address | 8 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0029681756 |
| Book / Page | 002968 / 001756 |
| Instrument Date | May 24, 2019 |
| Instrument | 2223554 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 HALFWAY RD KEY LARGO FL 330373714, KEY LARGO, FL 33037-3714 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,849,417 (+13.93%) Land $4,299,083 Building $550,334 | $4,849,417 (+13.93%) Land $4,299,083 Building $550,334 | |
| 2024 | $30,551.00 (+4.39%) | ||
| 2023 | $29,265.00 (+100.54%) | $4,256,607 (+62.48%) Land $3,727,284 Building $529,323 | $4,256,607 (+62.48%) Land $3,727,284 Building $529,323 |
| 2022 | $14,593.00 | $2,619,780 Land $2,138,953 Building $480,827 | $2,619,780 Land $2,138,953 Building $480,827 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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