Monroe County property record for 13 Halfway Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,046 sqft · built 1973 |
| Lot Size | 0.441 acres (19,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,700,000 (Sep 2018) |
| Tax Bill | $23,799 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00572221-004200 |
| Primary APN | 00572221-004200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 4,046 sqft Living Area |
| Gross Area | 4,604 sqft |
| 1st Floor Area | 4,046 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 19,216 sqft (0.441 acres) |
| Garage Type | Attached |
| Garage Area | 558 sqft |
| Pool Area | 288 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,925 sqft |
| Deck Area | 600 sqft |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1706213 |
|---|---|
| Street Address | 13 HALFWAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 20 LT 13 GRAYVIK EXTENSION - OCEAN REEF PLAT NO 2 KEY LARGO PB6-28 OR559-1065 OR707-738 OR809-1988C OR809-1987 OR577-729 OR679-167 OR679-168 OR853-1453 OR1507-933/34 OR1845-2443/44 OR1900-112/14 OR2571-1593/94 OR2775-2472 OR2927-2440 OR3173-2393 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 12 |
| Legal Subdivision | GRAYVIK EXT O.R. #2 |
| Legal Block | 20 |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Sep 20, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on Record |
| Deed Sale | Sep 20, 2018 · Amount on Record |
| Prior Sale | Sep 20, 2018 · Amount on Record |
| Deed Document Number | 20187423 |
| Deed Book / Page | 2927 / 2440 |
| Last Transfer Date | May 11, 2022 |
| Transfer Doc | 0002375709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 13 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 13 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0031732398 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 3173/2398 |
| Instrument | 2375710 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10282 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.85% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 20, 2018 |
| Property Address | 13 HALFWAY RD, KEY LARGO, FL 33037-3714 |
| Document Number | 0029272440 |
| Book / Page | 002927 / 002440 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2187423 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 507 E BLODGETT AVE LAKE BLUFF IL 600442114, LAKE BLUFF, IL 60044-2114 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,467,104 (+13.64%) Land $4,778,539 Building $688,565 | $5,467,104 (+13.64%) Land $4,778,539 Building $688,565 | |
| 2024 | $23,799.00 (+6.16%) | ||
| 2023 | $22,419.00 (+41.23%) | $4,810,710 (+68.26%) Land $4,142,970 Building $667,740 | $4,810,710 (+68.26%) Land $4,142,970 Building $667,740 |
| 2022 | $15,874.00 | $2,859,153 Land $2,377,500 Building $481,653 | $2,859,153 Land $2,377,500 Building $481,653 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures