172 Watersedge Ln, Smithfield, NC 27577 Property Records

Johnston County property record for 172 Watersedge Ln, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,583 sqft · built 2019
Lot Size	1.47 acres (64,033 sqft)
Owner	Individual Name on File
Last Sale	$351,000 (Nov 2025)
Tax Bill	$2,387 (2026)
Deeds & Mortgages	Nov 2025 Sale Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15M14004H`

Property Details

APN / Parcel Number

Primary APN	`15M14004H`
Alternative APNs	`2000223042` `2000286042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,583 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	1,583 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,033 sqft (1.47 acres)
Garage Type	Mixed
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	450 sqft
Deck Area	224 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000286042
Street Address	172 WATERSEDGE LN
City	SMITHFIELD
State	NC
Zip	27577-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 19 WATERVIEW 70/495-498
Legal Subdivision	WATERVIEW SUBDIVISION
Legal Lot Number	19
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2027
Census Tract	40600

Owner

172 Watersedge Ln is owned and occupied by an individual who bought it in November 2025.

Source: Johnston County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	172 WATERSEDGE LN, SMITHFIELD, NC 27577-9715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer
Oct 10, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA
Jul 23, 2019	Warranty Deed, Transfer · Line of Credit JAMES M WOODARD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Oct 10, 2019 · Amount on File
Deed Document Number	202537077
Deed Book / Page	7004 / 307
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 20, 2025
Property Address	172 WATERSEDGE LN, SMITHFIELD, NC 27577-9715
Document Number	0000037077
Book / Page	DEED7004 / 307
Map Reference	MB 70 PG 495-498
Instrument Date	Nov 20, 2025
Instrument	2025037077
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Tax	$702.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2662 PROGRESSIVE CHURCH RD, PRINCETON, NC 27569-8789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 WATERSEDGE LN, SMITHFIELD, NC 27577-9715

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 10, 2019
Property Address	172 WATERSEDGE LN, SMITHFIELD, NC 27577-9715
Document Number	0000631331
Book / Page	005445 / 000277
Instrument Date	Oct 7, 2019
Instrument	631331
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 WATERSEDGE LN SMITHFIELD NC 27577, SMITHFIELD, NC 27577

Mortgage

Document Number	631332
Date	Oct 10, 2019
Book Page	005445/000279
Instrument	631332

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jul 23, 2019
Property Address	172 WATERSEDGE LN, SMITHFIELD, NC 27577-9715
Document Number	0000620796
Book / Page	005390 / 000860
Instrument Date	Jul 22, 2019
Instrument	620796
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1977 BLACK CREEK RD FOUR OAKS NC 275249408, FOUR OAKS, NC 27524-9408

Mortgage

Document Number	620797
Date	Jul 23, 2019
Book Page	005390/000862
Instrument	620797

Lender

Name	JAMES M WOODARD
Address	4321 GLEN CASTLE WAY, WINTERVILLE, NC 28590-2303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 22, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 172 Watersedge Ln was $2,387, down 1.6% from the year before.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,387.00 (-1.57%)	$382,040 (-) Land $75,000 Building $307,040	$382,040 (-) Land $75,000 Building $307,040
2025	$2,425.00	$382,040 Land $75,000 Building $307,040	$382,040 Land $75,000 Building $307,040
2023	$1,813.00	$223,920 Land $30,000 Building $193,920	$223,920 Land $30,000 Building $193,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 172 Watersedge Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2016–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 172 Watersedge Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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