118 Stuart Ave, Emerald Isle, NC 28594 Property Records

Carteret County property record for 118 Stuart Ave, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1984
Lot Size0.278 acres (12,110 sqft)
OwnerIndividual Name on Record
Last Sale$722,000 (Jun 2023)
Tax Bill$2,749 (2025)
Deeds & MortgagesJun 2023 Sale
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN5393.06.49.4393000

Property Details

APN / Parcel Number

Primary APN5393.06.49.4393000
Alternative APNs
  • 228081
  • 558629
  • 50223

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,392 sqft Heated Area
Gross Area1,728 sqft
1st Floor Area1,308 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,110 sqft (0.278 acres)
Lot Dimensions167 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area300 sqft
Deck Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number50223
Street Address118 STUART AVE
CityEMERALD ISLE
StateNC
Zip28594-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL10 BD JEFFERSON PLACE
Legal SubdivisionJEFFERSON PLACE
Legal Block49
Legal Lot Number10
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1059
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4405 YADKIN DR, RALEIGH, NC 27609-5566
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Warranty Deed, Transfer
Jan 15, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2023 · Amount on Record
Deed SaleJun 28, 2023 · Amount on Record
Prior SaleJan 15, 2020 · Amount on Record
Deed Document Number20231802373
Deed Book / Page1802 / 373
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJun 28, 2023
Property Address118 STUART AVE, EMERALD ISLE, NC 28594-3033
Document Number0018020373
Book / Page1802 / 373
Map ReferenceMB 15 PG 61
Instrument DateJun 28, 2023
Instrument1802373
Transaction TypeTransfer
Record UpdatedJul 14, 2023

Transaction

AmountAmount Recorded
Tax$1,444.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4405 YADKIN DR, RALEIGH, NC 27609-5566

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJan 15, 2020
Property Address118 STUART AVE, EMERALD ISLE, NC 28594-3033
Document Number0016600189
Book / Page001660 / 000189
Instrument DateJan 15, 2020
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$756.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 STUART AVE EMERALD ISLE NC 285943033, EMERALD ISLE, NC 28594-3033

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$702,030 (-) Land $368,920 Building $333,110$702,030 (-) Land $368,920 Building $333,110
2025$2,749.00 (+39.4%)$702,030 (+101.18%) Land $368,920 Building $333,110$702,030 (+101.18%) Land $368,920 Building $333,110
2023$348,963 (-) Land $216,090 Building $132,873$348,963 (-) Land $216,090 Building $132,873
2022$1,972.00$348,963 Land $216,090 Building $132,873$348,963 Land $216,090 Building $132,873

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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