116 Stuart Ave, Emerald Isle, NC 28594 Property Records

Carteret County property record for 116 Stuart Ave, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1977
Lot Size0.294 acres (12,807 sqft)
OwnerIndividual Name on Record
Tax Bill$2,635 (2025)
Flood ZoneZone X (minimal risk)
APN5393.06.49.5216000

Property Details

APN / Parcel Number

Primary APN5393.06.49.5216000
Alternative APNs
  • 215332
  • 46581

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,232 sqft Heated Area
Gross Area2,012 sqft
SunroomSunroom
FlooringVinyl/Resilient
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,807 sqft (0.294 acres)
Lot Dimensions167 ft deep x 75 ft wide
PorchSlab
Porch Area144 sqft
Deck Area159 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number46581
Street Address116 STUART AVE
CityEMERALD ISLE
StateNC
Zip28594-3033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL11 SD JEFFERSON PLACE
Legal SubdivisionJEFFERSON PLACE
Legal Block49
Legal Lot Number11
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1059
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5631 GASPAR OAKS DR, TAMPA, FL 33611-4322
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2000
Deed SaleJul 28, 2000
Prior SaleJun 22, 1987 · Amount on Record
Deed Book / Page887 / 457
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$667,359 (-) Land $371,160 Building $296,199$667,359 (-) Land $371,160 Building $296,199
2025$2,635.00 (+22.39%)$667,359 (+72.72%) Land $371,160 Building $296,199$667,359 (+72.72%) Land $371,160 Building $296,199
2023$386,378 Land $216,090 Building $170,288$386,378 Land $216,090 Building $170,288
2022$2,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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