121 Stuart Ave, Emerald Isle, NC 28594 Property Records

Carteret County property record for 121 Stuart Ave, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,276 sqft · built 1984
Lot Size0.289 acres (12,589 sqft)
OwnerIndividual Name on File
Tax Bill$2,509 (2025)
Flood ZoneZone X (minimal risk)
APN5393.06.49.1276000

Property Details

APN / Parcel Number

Primary APN5393.06.49.1276000
Alternative APNs
  • 60634
  • 5018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,276 sqft Heated Area
Gross Area1,596 sqft
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,589 sqft (0.289 acres)
Lot Dimensions169 ft deep x 78 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area48 sqft
Utility Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number60634
Street Address121 STUART AVE
CityEMERALD ISLE
StateNC
Zip28594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL2 SC JEFFERSON PLACE
Legal SubdivisionJEFFERSON PLACE
Legal Block49
Legal Lot Number2
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1072
Census Tract970903

Owner

121 Stuart Ave, a single family home, is owned by an individual.

Source: Carteret County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 3270, CHAPEL HILL, NC 27515-3270
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 121 Stuart Ave was $2,509.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$629,220 (-) Land $370,460 Building $258,760$629,220 (-) Land $370,460 Building $258,760
2025$2,509.00$629,220 Land $370,460 Building $258,760$629,220 Land $370,460 Building $258,760
2023$368,840 Land $223,778 Building $145,062$368,840 Land $223,778 Building $145,062
2022$2,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Stuart Ave in Zone X, an area of minimal flood risk, though there have been 1,172 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Stuart Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Stuart Ave

Nearby Streets

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