Carteret County property record for 120 Stuart Ave, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,240 sqft · built 1979 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (May 2017) |
| Tax Bill | $2,712 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5393.06.49.4481000 |
| Primary APN | 5393.06.49.4481000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,240 sqft Heated Area |
| Gross Area | 1,312 sqft |
| 1st Floor Area | 784 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Contemporary |
| Exterior Material | Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Dimensions | 167 ft deep x 75 ft wide |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 21972 |
|---|---|
| Street Address | 120 STUART AVE |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L9 BD JEFFERSON PLACE |
| Legal Subdivision | JEFFERSON PLACE |
| Legal Block | 49 |
| Legal Lot Number | 9 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970903 |
Source: Carteret County assessment roll, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5190 RINEYVILLE BIG SPRINGS RD, RINEYVILLE, KY 40162-9706 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| May 30, 2017 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Deed Document Number | 20171577131 |
| Deed Book / Page | 1577 / 131 |
| Last Transfer Date | Mar 18, 2021 |
| Transfer Doc | 0017200339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 5, 2021 |
| Property Address | 120 STUART AVE, EMERALD ISLE, NC 28594-3033 |
| Document Number | 0017200339 |
| Book / Page | 1720 / 339 |
| Map Reference | MB 15 PG 61 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 1720339 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2555 OLD QUARRY RD APT 2531, 2555, SAN DIEGO, CA 92108-4718 |
| Name | Verified Name |
|---|---|
| Address | 5190 RINEYVILLE BIG SPRINGS RD, RINEYVILLE, KY 40162-9706 |
| Document Number | 1720340 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 1720-340 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 30, 2017 |
| Property Address | 120 STUART AVE, EMERALD ISLE, NC 28594-3033 |
| Document Number | 0015770131 |
| Book / Page | 001577 / 000131 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 120 STUART AVE EMERALD ISLE NC 285943033, EMERALD ISLE, NC 28594-3033 |
| Document Number | 15770132 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 001577/000132 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2047 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,712.00 (+41.47%) | $690,766 (+104.61%) Land $373,120 Building $317,646 | $690,766 (+104.61%) Land $373,120 Building $317,646 |
| 2023 | $337,605 Land $216,090 Building $121,515 | $337,605 Land $216,090 Building $121,515 | |
| 2022 | $1,917.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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