Carteret County property record for 122 Stuart Ave, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,064 sqft · built 1989 |
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (May 2018) |
| Tax Bill | $2,457 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5393.06.49.4479000 |
| Primary APN | 5393.06.49.4479000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,064 sqft Heated Area |
| Gross Area | 1,320 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,547 sqft (0.311 acres) |
| Lot Dimensions | 195 ft deep x 46 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 10 sqft |
| Utility Building | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 59454 |
|---|---|
| Street Address | 122 STUART AVE |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L8 BD JEFFERSON PLACE |
| Legal Subdivision | JEFFERSON PLACE |
| Legal Block | 49 |
| Legal Lot Number | 8 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 LEGENDARY RD, HENDERSONVILLE, NC 28739-9379 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2018 · Amount on Record |
| Deed Sale | May 25, 2018 · Amount on Record |
| Deed Document Number | 20181609243 |
| Deed Book / Page | 1609 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 25, 2018 |
| Property Address | 122 STUART AVE, EMERALD ISLE, NC 28594-3033 |
| Document Number | 0016090243 |
| Book / Page | 1609 / 243 |
| Map Reference | MB15 PG61 |
| Instrument Date | May 18, 2018 |
| Instrument | 1609243 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4329 CREEK VW E, 4329, WILLIAMSBURG, VA 23188-2406 |
| Name | Verified Name |
|---|---|
| Address | 21 LEGENDARY RD, HENDERSONVILLE, NC 28739-9379 |
| Document Number | 1609244 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 1609244 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2033 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,532 (-) Land $373,540 Building $239,992 | $613,532 (-) Land $373,540 Building $239,992 | |
| 2025 | $2,457.00 (+37.65%) | $613,532 (+97.69%) Land $373,540 Building $239,992 | $613,532 (+97.69%) Land $373,540 Building $239,992 |
| 2023 | $310,354 Land $155,638 Building $154,716 | $310,354 Land $155,638 Building $154,716 | |
| 2022 | $1,785.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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