114 Stuart Ave, Emerald Isle, NC 28594 Property Records

Carteret County property record for 114 Stuart Ave, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1978
Lot Size	0.282 acres (12,284 sqft)
Owner	2 Company Names on File
Last Sale	$260,000 (May 2012)
Tax Bill	$2,470 (2025)
Deeds & Mortgages	Oct 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`5393.06.49.5129000`

Property Details

APN / Parcel Number

Primary APN	`5393.06.49.5129000`
Alternative APNs	`496328` `26216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Heated Area
Gross Area	1,072 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	167 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	26216
Street Address	114 STUART AVE
City	EMERALD ISLE
State	NC
Zip	28594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L12 BD JEFFERSON PLACE
Legal Subdivision	JEFFERSON PLACE
Legal Block	49
Legal Lot Number	12
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1059
Census Tract	970903

Owner

114 Stuart Ave is owned by a company that acquired it in September 2026.

Source: Carteret County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	4201 OVERCUP OAK LN, CARY, NC 27519-6546
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2012 · Amount on File
Deed Sale	May 25, 2012 · Amount on File
Deed Document Number	20121410085
Deed Book / Page	1410 / 85
Last Transfer Date	Sep 24, 2026
Transfer Doc	0001898237
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 6, 2026
Property Address	114 STUART AVE, EMERALD ISLE, NC 28594
Document Number	0001898237
Book / Page	1898 / 237
Instrument Date	Sep 24, 2026
Instrument	20261898237
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4201 OVERCUP OAK LN, CARY, NC 27519-6546

Tax Assessment & Valuation

The 2025 property tax bill for 114 Stuart Ave was $2,470.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,564 (-) Land $369,480 Building $248,084	$617,564 (-) Land $369,480 Building $248,084
2025	$2,470.00	$617,564 Land $369,480 Building $248,084	$617,564 Land $369,480 Building $248,084
2023		$342,120 Land $216,090 Building $126,030	$342,120 Land $216,090 Building $126,030
2022	$1,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Stuart Ave in Zone X, an area of minimal flood risk, though there have been 1,172 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Stuart Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000