117 de Graff St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 117 de Graff St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,166 sqft · built 1900
Lot Size	0.085 acres (3,720 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Jul 2017)
Tax Bill	$4,772 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.82-2-55`

Property Details

APN / Parcel Number

Primary APN	`421500 39.82-2-55`
Alternative APN	`150003908200020550000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,166 sqft Total Area
1st Floor Area	1,083 sqft
2nd Floor Area	1,083 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,720 sqft (0.085 acres)
Lot Dimensions	120 ft deep x 31 ft wide
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	117 DE GRAFF ST
City	SCHENECTADY
State	NY
Zip	12308-3203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1007
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1552 FOSTER AVE, SCHENECTADY, NY 12308-1822
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	Nov 6, 2002 · Amount on File
Deed Document Number	201732641
Deed Book / Page	1967 / 410
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 21, 2017
Property Address	117 DE GRAFF ST, SCHENECTADY, NY 12308-3203
Document Number	0000032641
Book / Page	001967 / 000410
Instrument Date	Jul 18, 2017
Instrument	32641
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 FOSTER AVE SCHENECTADY NY 123081803, SCHENECTADY, NY 12308-1803

Mortgage

Document Number	32642
Date	Jul 21, 2017
Book Page	004774/000561
Instrument	32642

Lender

Name	GUTHRIE BENSON
Address	1060 PHOENIX AVE, SCHENECTADY, NY 12308-3002
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Jul 20, 2027

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,772.00 (+4.06%)
2025	$4,586.00 (+9.27%)	$68,900 (-) Land $10,300 Building $58,600	$114,092 (+30.82%) Land $17,056 Building $97,036
2023		$68,900 (-) Land $10,300 Building $58,600	$87,215 (+3.8%) Land $13,038 Building $74,177
2022		$68,900 Land $10,300 Building $58,600	$84,024 Land $12,561 Building $71,463
2021	$4,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880