121 de Graff St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 121 de Graff St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,010 sqft · built 1900
Lot Size	0.084 acres (3,660 sqft)
Owner	Individual Name on File
Last Sale	$23,000 (Mar 2019)
Tax Bill	$4,879 (2026)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 39.82-2-57`

Property Details

APN / Parcel Number

Primary APN	`421500 39.82-2-57`
Alternative APN	`150003908200020570000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,010 sqft Total Area
1st Floor Area	1,100 sqft
2nd Floor Area	910 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,660 sqft (0.084 acres)
Lot Dimensions	122 ft deep x 30 ft wide
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 DE GRAFF ST
City	SCHENECTADY
State	NY
Zip	12308-3203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	57.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1007
Census Tract	20800

Owner

121 de Graff St, a duplex, is owned and occupied by an individual who bought it in March 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	121 DE GRAFF ST, SCHENECTADY, NY 12308-3203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Jun 6, 2002 · Amount on File
Deed Document Number	201912473
Deed Book / Page	2007 / 781
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 22, 2019
Property Address	121 DE GRAFF ST, SCHENECTADY, NY 12308-3203
Document Number	0000012473
Book / Page	002007 / 000781
Instrument Date	Mar 18, 2019
Instrument	12473
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$116.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 DE GRAFF ST SCHENECTADY NY 123083203, SCHENECTADY, NY 12308-3203

Tax Assessment & Valuation

The 2026 property tax bill for 121 de Graff St was $4,879, up 4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,879.00 (+3.99%)
2025	$4,692.00	$71,500 Land $10,700 Building $60,800	$118,397 Land $17,718 Building $100,679
2023		$71,500 (-) Land $10,700 Building $60,800	$90,506 (+3.8%) Land $13,544 Building $76,962
2022		$71,500 Land $10,700 Building $60,800	$87,195 Land $13,049 Building $74,146
2021	$4,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 de Graff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 de Graff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880