Schenectady County and Schenectady City property record for 111 de Graff St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,088 sqft · built 1879 |
| Lot Size | 0.173 acres (7,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $7,600 (May 2002) |
| Tax Bill | $3,921 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-2-52 |
| Primary APN | 421500 39.82-2-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,088 sqft Living Area |
| 1st Floor Area | 608 sqft |
| 2nd Floor Area | 480 sqft |
| Year Built | Built 1879 |
|---|---|
| Effective Year Built | Effective 1879 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,560 sqft (0.173 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 164 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 111 DE GRAFF ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 52.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20800 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 111 DE GRAFF ST, SCHENECTADY, NY 12308-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2002 · Amount on Record |
| Deed Sale | May 24, 2002 · Amount on Record |
| Deed Book / Page | 1624 / 663 |
| Last Transfer Date | Nov 9, 2018 |
| Transfer Doc | 0000054434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 12, 2018 |
| Property Address | 111 DE GRAFF ST, SCHENECTADY, NY 12308-3203 |
| Document Number | 0000054434 |
| Book / Page | 2001 / 723 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 201854434 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | STEWART TITLE INSURANCE COMP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 DE GRAFF ST, SCHENECTADY, NY 12308-3203 |
| Document Number | 0000054435 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 201854435 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,921.00 (+2.72%) | ||
| 2025 | $3,817.00 (+6.35%) | $68,800 (-) Land $10,300 Building $58,500 | $113,926 (+30.82%) Land $17,056 Building $96,870 |
| 2023 | $68,800 (-) Land $10,300 Building $58,500 | $87,089 (+3.8%) Land $13,038 Building $74,051 | |
| 2022 | $68,800 Land $10,300 Building $58,500 | $83,902 Land $12,561 Building $71,341 | |
| 2021 | $3,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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