Schenectady County and Schenectady City property record for 120 de Graff St, Schenectady, NY 12308
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 3,249 sqft · built 1900 |
| Lot Size | 0.118 acres (5,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Mar 2026) |
| Tax Bill | $7,754 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.82-2-89 |
| Primary APN | 421500 39.82-2-89 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 18 Rooms |
| Stories | 3 Stories |
| Building Area | 3,249 sqft Total Area |
| 1st Floor Area | 1,071 sqft |
| 2nd Floor Area | 1,089 sqft |
| Upper Floors Area | 1,089 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 5,178 sqft (0.118 acres) |
| Lot Dimensions | 150 ft deep x 34.5 ft wide |
| Porch | Slab |
| Porch Area | 312 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 120 DE GRAFF ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3291 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 3 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 89.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20800 |
120 de Graff St, a triplex, is owned by an individual who bought it in March 2026.
Source: Schenectady County and Schenectady City records, as of October 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 E GATE RD, DANBURY, CT 06811-3608 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2026 | Warranty Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Aug 1, 2019 | Grant Deed, Transfer AMP ABSTRCT LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on File |
| Deed Sale | Mar 17, 2026 · Amount on File |
| Prior Sale | Jun 13, 2023 · Amount on File |
| Deed Document Number | 20265652 |
| Deed Book / Page | 2168 / 306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 17, 2026 |
| Property Address | 120 DE GRAFF ST, SCHENECTADY, NY 12308-3291 |
| Document Number | 0000005652 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 202605652 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 SMITH ST, WEST HEMPSTEAD, NY 11552-4025 |
| Name | Verified Name |
|---|---|
| Address | 23 E GATE RD # B, B, DANBURY, CT 06811-3608 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 1, 2019 |
| Property Address | 120 DE GRAFF ST, SCHENECTADY, NY 12308-3291 |
| Document Number | 0000034290 |
| Book / Page | 002016 / 000690 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 34290 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | AMP ABSTRCT LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 SMITH ST WEST HEMPSTEAD NY 115524025, WEST HEMPSTEAD, NY 11552-4025 |
The 2026 property tax bill for 120 de Graff St was $7,754, up 6.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,754.00 (+6.89%) | ||
| 2025 | $7,254.00 | $113,100 Land $17,000 Building $96,100 | $187,283 Land $28,150 Building $159,133 |
| 2023 | $113,100 (-) Land $17,000 Building $96,100 | $143,165 (+3.8%) Land $21,519 Building $121,646 | |
| 2022 | $113,100 Land $17,000 Building $96,100 | $137,927 Land $20,732 Building $117,195 | |
| 2021 | $6,671.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 120 de Graff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 120 de Graff St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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