120 de Graff St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 120 de Graff St, Schenectady, NY 12308

Property Summary

Property TypeTriplex
Details9 bd · 3 ba · 3,249 sqft · built 1900
Lot Size0.118 acres (5,178 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Mar 2026)
Tax Bill$7,754 (2026)
Deeds & MortgagesMar 2026 Sale
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.82-2-89

Property Details

APN / Parcel Number

Primary APN421500 39.82-2-89
Alternative APN
  • 150003908200020890000000

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms18 Rooms
Stories3 Stories
Building Area3,249 sqft Total Area
1st Floor Area1,071 sqft
2nd Floor Area1,089 sqft
Upper Floors Area1,089 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area5,178 sqft (0.118 acres)
Lot Dimensions150 ft deep x 34.5 ft wide
PorchSlab
Porch Area312 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address120 DE GRAFF ST
CitySCHENECTADY
StateNY
Zip12308-3291
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code03 - MULTI
Legal Description3 WOOD
Legal Block2
Legal Lot Number89.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1006
Census Tract20800

Owner

120 de Graff St, a triplex, is owned by an individual who bought it in March 2026.

Source: Schenectady County and Schenectady City records, as of October 5, 2026

Owner of RecordIndividual Name on File
Mailing Address23 E GATE RD, DANBURY, CT 06811-3608
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Warranty Deed, Transfer
LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Aug 1, 2019Grant Deed, Transfer
AMP ABSTRCT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2026 · Amount on File
Deed SaleMar 17, 2026 · Amount on File
Prior SaleJun 13, 2023 · Amount on File
Deed Document Number20265652
Deed Book / Page2168 / 306
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 17, 2026
Property Address120 DE GRAFF ST, SCHENECTADY, NY 12308-3291
Document Number0000005652
Instrument DateFeb 18, 2026
Instrument202605652
Transaction TypeTransfer
Record UpdatedApr 28, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount on Record
Tax$1,140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6 SMITH ST, WEST HEMPSTEAD, NY 11552-4025

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 E GATE RD # B, B, DANBURY, CT 06811-3608

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateAug 1, 2019
Property Address120 DE GRAFF ST, SCHENECTADY, NY 12308-3291
Document Number0000034290
Book / Page002016 / 000690
Instrument DateJul 11, 2019
Instrument34290
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyAMP ABSTRCT LLC

Transaction

AmountAmount on Record
Tax$250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 SMITH ST WEST HEMPSTEAD NY 115524025, WEST HEMPSTEAD, NY 11552-4025

Tax Assessment & Valuation

The 2026 property tax bill for 120 de Graff St was $7,754, up 6.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,754.00 (+6.89%)
2025$7,254.00$113,100 Land $17,000 Building $96,100$187,283 Land $28,150 Building $159,133
2023$113,100 (-) Land $17,000 Building $96,100$143,165 (+3.8%) Land $21,519 Building $121,646
2022$113,100 Land $17,000 Building $96,100$137,927 Land $20,732 Building $117,195
2021$6,671.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 120 de Graff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 120 de Graff St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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