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112 de Graff St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 112 de Graff St, Schenectady, NY 12308

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,800 sqft · built 1910
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jun 2021)
Tax Bill$4,741 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.82-2-85

Property Details

APN / Parcel Number

Primary APN421500 39.82-2-85
Alternative APN
  • 150003908200020850000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,800 sqft Total Area
1st Floor Area900 sqft
2nd Floor Area900 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions150 ft deep x 30 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address112 DE GRAFF ST
CitySCHENECTADY
StateNY
Zip12308-3204
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND BUILDINGS
Legal SubdivisionROBERT MILLER
Legal Block2
Legal Lot Number85.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1006
Census Tract20800

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address112 DE GRAFF ST, SCHENECTADY, NY 12308-3204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Warranty Deed, Transfer · Conventional Mortgage
PREMIUM MORTGAGE CORP
Sep 6, 2018Warranty Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2021 · Amount on Record
Deed SaleJun 2, 2021 · Amount on Record
Prior SaleMar 16, 2020 · Amount on Record
Deed Document Number202125581
Deed Book / Page2059 / 940
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 2, 2021
Property Address112 DE GRAFF ST, SCHENECTADY, NY 12308-3204
Document Number0000025581
Book / Page2059 / 940
Instrument DateApr 30, 2021
Instrument202125581
Transaction TypeTransfer
Record UpdatedJun 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address826 UNION ST, 826, SCHENECTADY, NY 12308-3104

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 N BRANDYWINE AVE, SCHENECTADY, NY 12308-3520

Mortgage

Document Number0000025582
DateJun 2, 2021
Instrument202125582
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 6, 2018
Property Address112 DE GRAFF ST, SCHENECTADY, NY 12308-3204
Document Number0000039796
Book / Page001995 / 000185
Instrument DateAug 24, 2018
Instrument39796
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$180.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3488 CARMAN RD SCHENECTADY NY 123035320, SCHENECTADY, NY 12303-5320

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,741.00 (+7.58%)
2025$4,407.00 (+12.39%)$62,100 (-) Land $9,300 Building $52,800$102,832 (+30.82%) Land $15,400 Building $87,432
2023$62,100 (-) Land $9,300 Building $52,800$78,608 (+3.8%) Land $11,772 Building $66,836
2022$62,100 Land $9,300 Building $52,800$75,732 Land $11,342 Building $64,390
2021$3,921.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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