113 de Graff St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 113 de Graff St, Schenectady, NY 12308

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,172 sqft · built 1901
Lot Size	0.082 acres (3,600 sqft)
Owner	Company Name on File
Last Sale	$198,000 (Mar 2026)
Tax Bill	$4,190 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.82-2-53`

Property Details

APN / Parcel Number

Primary APN	`421500 39.82-2-53`
Alternative APN	`150003908200020530000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,172 sqft Total Area
1st Floor Area	1,086 sqft
2nd Floor Area	1,086 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	113 DE GRAFF ST
City	SCHENECTADY
State	NY
Zip	12308-3203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	53.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1007
Census Tract	20800

Owner

113 de Graff St, a duplex, is owned by a company that bought it in March 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	32 NAPLES RD, STAFFORD, VA 22554-7773
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Document Number	20264623
Deed Book / Page	2167 / 573
Prior Transfer Date	Nov 9, 1999
Prior Transfer Doc	1567000304
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 6, 2026
Property Address	113 DE GRAFF ST, SCHENECTADY, NY 12308-3203
Document Number	0000004623
Instrument Date	Mar 6, 2026
Instrument	202604623
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 THIRTEENTH ST, SCHENECTADY, NY 12306-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 NAPLES RD, STAFFORD, VA 22554-7773

Mortgage

Document Number	0000004624
Date	Mar 6, 2026
Instrument	202604624

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 113 de Graff St was $4,190, up 4.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,190.00 (+4.54%)
2025	$4,008.00	$54,800 Land $8,200 Building $46,600	$90,744 Land $13,578 Building $77,166
2023		$54,800 (-) Land $8,200 Building $46,600	$69,367 (+3.8%) Land $10,380 Building $58,987
2022		$54,800 Land $8,200 Building $46,600	$66,829 Land $10,000 Building $56,829
2021	$3,625.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 113 de Graff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 de Graff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880