1140 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1140 Stephens Rd, Sidney, OH 45365 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,290 sqft · built 1973
Lot Size	0.39 acres (17,010 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Feb 2021)
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Feb 2021 Sale & Line of Credit Sep 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2603102.004`

Property Details

APN / Parcel Number

Primary APN	`02-2603102.004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,290 sqft Living Area
1st Floor Area	2,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Brick
Roof Material	Shingle
Lot Area	17,010 sqft (0.39 acres)
Lot Dimensions	189 ft deep x 90 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Patio Area	400 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1140 STEPHENS RD
City	SIDNEY
State	OH
Zip	45365-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 WHOLE MILLCREEK SUB 010-26-03-102-004PLAT V7 P47
Legal Subdivision	MILL CREEK SUBDIVISION #4
Legal Lot Number	54
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1018
Census Tract	971900

Owner

Source: Shelby County records · APN 02-2603102.004

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1140 STEPHENS RD, SIDNEY, OH 45365-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Warranty Deed, Transfer · Line of Credit MINSTER BANK
Sep 23, 2019	Warranty Deed, Transfer · Line of Credit HONDA FCU
Jul 15, 2019	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	20211074
Deed Book / Page	2270 / 462
Prior Transfer Date	Jan 09, 2014
Prior Transfer Doc	001940/149
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Feb 12, 2021
Property Address	1140 STEPHENS RD, SIDNEY, OH 45365-9506
Document Number	002270/462
Book / Page	2270 / 462
Map Reference	MB 07 PG 47
Instrument Date	Feb 11, 2021
Instrument	202100001074
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1140 STEPHENS RD, SIDNEY, OH 45365-9506

Mortgage

Document Number	202100001075
Date	Feb 12, 2021
Instrument	202100001075

Lender

Name	MINSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Sep 23, 2019
Property Address	1140 STEPHENS RD, SIDNEY, OH 45365-9506
Document Number	002187/523
Book / Page	2187 / 523
Map Reference	MB 7 PG 47
Instrument Date	Sep 20, 2019
Instrument	201900004826
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 STEPHENS RD, SIDNEY, OH 45365-9506

Mortgage

Document Number	201900004827
Date	Sep 23, 2019
Instrument	201900004827

Lender

Name	HONDA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	1140 STEPHENS RD, SIDNEY, OH 45365-9506
Transaction Type	Mortgage
Record Updated	Aug 06, 2019
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2177/632
Date	Jul 15, 2019
Book Page	2177/632
Instrument	201900003416

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Aug 01, 2020

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,566.00 (-5.49%)	$71,390 (-) Land $9,450 Building $61,940
2024	$2,715.00 (+2.34%) Homeowner's exemption	$71,390 (-) Land $9,450 Building $61,940
2023	$2,653.00 (+15.25%) Homeowner's exemption	$71,390 (+32.47%) Land $9,450 Building $61,940	$203,980 (+32.5%) Land $27,000 Building $176,980
2022	$2,302.00 Homeowner's exemption	$53,890 Land $8,320 Building $45,570
2020			$153,950 Land $23,760 Building $130,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (39149C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
New Knoxville Telephone Company/GoldStar Communications	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

1140 Stephens Rd, Sidney, OH 45365 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Stephens Rd

Nearby Streets

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